Who has a retirement plan, and are you actively pursuing it?
Are you saving enough?
How many are utilizing their 401k and IRA options?
The Wells Fargo retirement survey, which polled nearly 2,000 middle-class Americans ranging from 20 to 60 years old, found that Americans aren't saving enough, they are underestimating the amount of money they will need in retirement, and they are more likely to end up working through retirement.
http://money.cnn.com/2010/12/08/reti..._egg/index.htm