Originally Posted by
David88vert
I already made it very clear how to improve the healthcare system, but it appears that you are unable to mentally process and retain the information, or you chose to ignore it. I stated many times that the issue is healthcare costs, not the service provided. In order to reduce these costs, people must practice personal responsibility and purchase their insurace to cover just the major costs, and pay the rest out of pocket - just like auto insurance, house insurance, etc. This would reduce the amount that is paid to insurance companies in the form of premiums, and would allow the free market to lower costs. As insurance companies would be paying out less, they would have the ability to lower their rates to be more competitive with other companies providing the same insurance services.
Additionally, tort reform could reduce the amount that doctors have to pay for medical malpractice insurance, and could help address the high cost of some procedures. It is unlikely to have an effect on basic healthcare services costs; however, as they are already affordable. If you truly are unable to afford a doctor's visit, there are many free clinics across the country. There is no excuse for a single-payer, government-run healthcare system.