well i am in my hotel in canada. dam man that sucks about the car. the bad thing about insurance company is they will only pay you what they think your car was worth befor the crash thats if they total it out. the thing is is it cheaper for them to fix or just pay you for the car. if they total it out kiss your car good by couse they will not let you keep it.i know this because this happend to me. did you go to the hospital? have you been checked out by a doc? if not i sugest you do.