DUMBASS DRIVERS *rant of my wrecked DB*

[Sammich]

ok well first things first. INformation is your best asset. Its best for you to be armed with more information than the bullshit adjuster they will send out that will try to talk you out of anything.

1) If the accident was THEIR fault, then they have to provide you with the same mode of transportation that they robbed you off. OBVIOUSLY a 90-93 integra in as good a shape as what you have is HARD TO FIND. Craigslist search i found some for $2000-2500 that were piles of garbage. Now, KBB says its worth $1300, they may try to say that to you. Your response is "KBB doesnt take into effect market demand, demand for this car is very high. You simply cannot find a car in the same condition as mine for $1300, if you can, show it to me." Then id mention how 92-95 Honda Civics go for $3000-4000 all day long despite only being "worth $1000" via KBB. This is when you present them documents showing 20-30 Integras similar to yours ranging in prices from $2000-4000 proving that his argument and assessment is invalid. Clearly the car is worth more than $1300.

2) Once you have established value, hes going to have to decide to get an estimate to fix the car. this is where you have to be careful, take it to a reputable body shop, explain your situation, and i bet you can find a place that can do it for $1000 or less, thus protecting your car, and being less than "totaling" the car out to the insurance company. (REmember you have established the value of the car is north of $2000, insurance company will want to take the cheaper route".

3) you get lucky and they give you $3500-4000 to total the car out.

ALWAYS ARGUE, they work FOR YOU, remind them that you were perfectly fine driving your car till THEIR DRIVER hit you, and you will not be setback financially because of his bad driving.

They have 60 days to settle the claim, hold out, they will cave in the end.

thanks x10 million man, i wish i had this information when my DC2 was stolen i got fuked all over with that situation. thanks again man

[Vteckidd]

At some point you just level with him "look man, you dont want to fight me for months on this , and i dont want to lose my car cause its hard to replace. pay me to fix the headlights and the minor front end damage and we can go about our ways"

I should be a lawyer

[Sammich]

Id also look up the cost of wheels like yours, suspension like yours, if it has a swap or not, the JDM headlights, etc. You can never have too much information. When he writes you an estimate for $100 headlights, you say "NAH BRO, THESE ARE JDM, $400". hell say "we dont pay for aftermarket parts", thats when you have 2 responses

1) Then i want OEM factory Honda Headlights, not DEPO remans (which is what his estimate will be for). Lucky for you OEM Honda Headlights even for that car are $270 PLUS SHIPPING PER HEADLIGHT. $357 LIST price (MSRP)
http://www.acuraoemparts.com/delray/...GHT&pp=0&np=25
2) If you didnt want to replace JDM headlights, you shouldnt insure a driver that ruined my car cause he has bad driving habits.

They have to replace what they damaged, the fact they are aftermarket and cost more is not your problem, its theirs.

At some point you just level with him "look man, you dont want to fight me for months on this , and i dont want to lose my car cause its hard to replace. pay me to fix the headlights and the minor front end damage and we can go about our ways"

I should be a lawyer

damn good shit son...i was about to go through and print off paypal reciepts from shit that i stuff that i bought for the car