Quote Originally Posted by Shazam!
^^^great pts alex, but correct me if i'm wrong......say i want to spend $3k on furniture at rooms to go and have the cash, but we all know they've got their 2-3 yrs no interest thing right? why wouldn't i take them up on the financing, and put the cash away in a CD or whatever and make money off it for the next 3 yrs, at which time i pull the money out, pay off the furniture, and have something extra for myself?

to me, that's another great thing about using credit and having 0% interest or any interest LESS than what u could be earning elsewhere with the money.
Thats fine as long as your diligent enough not to use that money for anything else. And realize that is still counted as debt, so if you go to get something else (like a car), that'll be considered.

$3000 isn't all that much, but if you do this a few times it adds up.