Now apparently as I used to advertise. I had phenomenal credit (considering I paid no attention.) But this urks me. I decided to see if I could finance me a cheap new car. Nissan Sentra/Versa. I went to the dealership, got the cost all the way down to 14,900 and they ran a credit check.
It was all good and dandy as I was aware I did not have my 719 score of before, after financing college, phones, personal loan and so on. He gave me the news that I had a 654 and was unable to get the loan in my name due to me not having "enough" credit. So unfortunatly he couldnt finance me, though I've worked stable for 5+ years at jobs where the ratio of payment/income is roughly 2:1.
I mean, WTF am I suppose to do? Buy MORE stuff I dont need? Be a person who doesnt buy with cash and just spends beyond his means? Didnt America just get hit with reality? Why not allow someone capable of affording a cheap form of transportation to purchase if he/she has the mindset to live within those means?
I think its severly annoying like the birth certificate/SS card mystery, if u lose one or the other and need one back. Frustrating!!!<<<couple words
///rant ended\\\