Quote Originally Posted by Turbo Terrance
Yea so since i turned 19 ive tried to apply for loans for school and to finance vehicles and got denied w/ and w/o cosigner im 20 now and tried applying for credit card and a loan to get a motorcycle and got DENIED........ but i have no credit history and im trying to establish credit..... Is it the economy that holding me back from getting those or am i a victim of identity theft( i seriously think i am)..... i need to get a credit report... what should i do IA?!?
lol u have no credit and u think you're a victim of identity theft. Naw you need to build credit by getting a credit card or cards and paying off the balance every month. I've been in your spot, b/c my parents will never co-sign for anyone including their son. To this day I regret paying cash for my mr2 when I was 18 instead financing 20% of the 8500 price tag. You're going to have to put up atleast half down on prolly anything you're looking at financing. Take your time and build your credit instead of going to a dealership that is going to charge you a high interest rate to get you in a car.