Auto loan?
I'm not sure if I'm posting in the right forum but I'm looking to get a loan for a car. I will probably put $16k down and looking to finance $16k. Anybody know of a good bank or credit union with good current rates? Credit score probably in the mid 600's.
99 Acura Integra
Credit union of ga
www.cuofga.org
Try not. Do or Do not.
Originally Posted by eraser4g63
What he said. I've been with them since '94-'95 and had more loans through them than I can remember..no issues.
hmm, you should proofread your question. You said you were gonna down $16k and ask for a $16k loan. Why not just pay it in cash if you have enough?
because the car he is looking for is 32k?
Try not. Do or Do not.
That would be correct so no proofread needed. Thanks for the input guys, looks like I'll be filling out an application on Monday.
99 Acura Integra
Ga's Own Credit Union.
As far as I understand it, the lowest possible rates for a used car would be through a credit union (5%~7%), then a bank (7%~12%), followed by a finance company (12%~24%). BHPH options are usually kept as a last resort (~29%).
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