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13Bracer
10-27-2006, 06:59 PM
o so im gettin a car built for me and the guy wants me to give him a 2000 deposit on it or someone else is gunna take it and im 19 live on my own have no credit and i make like 1200 and go to college all i need is a $2000 loan so if you know what bank or who would approve me let me know ASAP i cant lose this car please thanks
~The_Duke~
10-27-2006, 07:05 PM
Dude just go to any bank, must of them will atleast approve you, now your interest rate might be really shitty. The only thing that might get ya is it takes time for them to approve the loan most of the time.
13Bracer
10-27-2006, 07:10 PM
Dude just go to any bank, must of them will atleast approve you, now your interest rate might be really shitty. The only thing that might get ya is it takes time for them to approve the loan most of the time.
how long we talkin?
2.0civic
10-27-2006, 07:20 PM
go by first franklin in winder off of 211. They will approve you but may need collateral
~The_Duke~
10-27-2006, 07:28 PM
how long we talkin?

I was told that my credit union did it quickly. I got approved in 2 days, but since I have never really dealt with a loan from the back, I couldnt tell ya. I would assume atleast 3 or 4 days.

b18 brought up something I didnt think about...
2.0civic
10-27-2006, 07:35 PM
collateral??
~The_Duke~
10-27-2006, 07:54 PM
collateral??

Yes...

With my credit union I dont have to go through that since it is with drawn from my pay check everytime.
YokotaS13
10-27-2006, 08:58 PM
What is your credit like?At 21 i have a 730 credit score, i walk into the bank, tell them i want X amount, then they draw up the paperwork, i go back a few hours later and have my money.

Its all about your credit history on how long, or if you will be approved
13Bracer
10-27-2006, 09:11 PM
What is your credit like?At 21 i have a 730 credit score, i walk into the bank, tell them i want X amount, then they draw up the paperwork, i go back a few hours later and have my money.

Its all about your credit history on how long, or if you will be approved

see bro thats the thing no history!!!!!!
Flip
10-27-2006, 09:13 PM
you will have a very hard time getting approved anywhere. you shoud start off by trhing to get a small credit card or something. maybe a gas card to get your credit started...
1SICKLEX
10-27-2006, 11:19 PM
Do u NEED to do this. Young and debt is not a good thing. There is good debt and bad debt.
A credit union might give u 2k but you will probably need a co-signer or something like a title to your car for them to hold. They will also look at your job history.