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umairejaz
03-08-2005, 10:22 AM
hows it work in GA?
is it required, average cost for libility, does it matter if the bike is paid off....

bike: 01' honda 600f4i

im sorry if its a stupid question

Rabunchic
03-08-2005, 10:28 AM
It is required and it depends on your driving record as to the cost.

civic95
03-08-2005, 10:31 AM
Your going to get so many different replies. It's best to take the 10 mins, call your insurance company, and get an accurate quote. There are too many variables:

bike
coverage
county you live in
age
driving record
how many cars you have insured already
etc

Rabunchic
03-08-2005, 10:36 AM
Yeah I agree just call

chuck
03-08-2005, 11:12 AM
for a rough example i have a clean record, am a 20 year old male. my insurance for a 92 katana 600 was $800 a year, and a 2002 yzf 600 was $750 a year, both for liability and listing the use of the bike as recreation. it also depends on what insurance company you call, i've had the best experience with progresive

HiPSI
03-08-2005, 11:26 AM
every insurance company has a different method of classification on bikes too, which will give you greatly varying answers from each company.

also, check with your lender to see if they require a certain level of coverage. every lender i know of requires full coverage on the bike until their lien is lifted (paid off), and of course the state requires liablilty coverage.

sierra
03-08-2005, 12:41 PM
Umair, when did you get that bike?

UnEEk4DR
03-08-2005, 03:22 PM
damn chuck you got ass raped!! I pay 320 a year for liability on a 98 gsxr 600, progressive owns! they are the best insurance rates ive found so far.....if you dont own your bike you are supposed to carry full coverage, age helps ALOT and so does the issue of carrying liability or full coverage. call progressive they are the best deal on motorcycle insurance

chuck
03-08-2005, 03:45 PM
did you read my post or just that number??? that is the cheapest rate i could find after called nearly every company and I DO USE PROGRESSIVE...lol. but its just expensive because i had stuff on my driving record, i am 20...

and actually now that i think about it, i did get coverage against uninsured motorists, which was about 300 more a year.

Salty12
03-08-2005, 03:49 PM
i'm with those guys.. i've got mine through progressive as well.. i think it's $31 a month fo r a TL1000R

umairejaz
03-08-2005, 04:24 PM
30 a month is what i was expecting, and i understand completly on how theres so many variables to consider. thanks for the help.

dave, i havnt got the bike yet, im still looking

sierra
03-08-2005, 04:38 PM
Oh... gl finding a bike...

did you ever sell your teg?

umairejaz
03-08-2005, 09:26 PM
i might keep it and just get a bike, nothings working out