RIP Lexus is300.. Hit by a red light runner

[OMG Its Platz]

So I was leaving the bank during lunch break. My light turned green to go so I waiting a second or so and went...then bam. I get nailed by someone that didn't even put there brakes on. .....so now I have a messed up neck and crazy headaches on. MY left side of head. Hospital said I got whiplash and a moderate concussion.......my poor car.....I'm worried I'm not gonna get crap for the car..I can't find another one in this color.


Before

http://i124.photobucket.com/albums/p5/bikerj11/Photo0408.jpg



After
http://i124.photobucket.com/albums/p5/bikerj11/2011-08-26123542-1.jpg

http://i124.photobucket.com/albums/p5/bikerj11/2011-08-26122944.jpg

http://i124.photobucket.com/albums/p5/bikerj11/2011-08-26123232.jpg

http://i124.photobucket.com/albums/p5/bikerj11/2011-08-26123326.jpg

[Jwall2323]

Damn man. That sucks. Atleast u are ok. But it was a nice car

[quickdodge®]

That didn't take long, damn. Later, QD.

[RL...]

damn

[OMG Its Platz]

Ya I know.. Just sux. I miss it

[lanning]

Damn that sucks, hope insurance takes care of you. I have a silver 5 speed that may be up for sale soon if you want another is.

[firby911]

That blows,car looked good.

[GlennsEK]

That sucks, yeah that car looked sexy before

[2turbo4u]

she was a looker, glad your alright you should get paid in a year or so. Does this model have side airbags?

[00CelicaGT]

Car has some serious drift angle going on, but it sucks that some idiot hit ur pride & joy.

[tnomud]

bummer, I liked that car.......

[Sinfix_15]

Looks like you got smacked pretty hard. Did you at least get to eat some lunch??

The roads are dangerous now that everyone has a cell phone stuck up their ass. Couple weeks ago i was parked at a light and a 2008ish Chevy Tahoe plowed into the back of someone. I watched it happen like it was in slow motion, a lady with both forearms up on the wheel so she could text on her phone drove right into somebody, then after crashing, she finished her texting before getting out of the vehicle.

[quickdodge®]

The roads are dangerous now that everyone has a cell phone stuck up their ass.

That's exactly the truth. I don't understand everyone's obsession with having to be "wired" every second of the day.


then after crashing, she finished her texting before getting out of the vehicle.

She probably texted that "someone just wrecked her car." Later, QD.

[CptWitwiki]

She probably texted that "someone just wrecked her car." Later, QD.
hahaha youre probably right! she was probably like " some idiot in front of me just made me wreck!"

[Echonova]

hahaha youre probably right! she was probably like " some idiot in front of me just made me wreck!"Truth.

[em1si]

that sucks man

[Elbow]

Nooooooooo. :( At least you weren't seriously hurt. Hopefully something just as good or better comes from it.

[MeFryRice]

I really liked that color on that car. I liked it enough to where I searched for one in that color for myself. Hopefully you don't get bent over by her insurance company...if they even had insurance.

[OMG Its Platz]

I really liked that color on that car. I liked it enough to where I searched for one in that color for myself. Hopefully you don't get bent over by her insurance company...if they even had insurance.

yes the do have insurance thank god lol...and i cant find one the same color :(

[EmminoDaGreat]

for sale?

[RsonGt3's]

That's exactly the truth. I don't understand everyone's obsession with having to be "wired" every second of the day. Later, QD.
Everyone is addicted to import Atlanta on tapatalk...
Answer to your question

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[Bacon]

Everyone is addicted to import Atlanta on tapatalk...
Answer to your question

Sent from my PC36100 using Tapatalk

Case in point....

Sent from my DROIDX using Tapatalk

[quickdodge®]

Everyone is addicted to import Atlanta on tapatalk...
Answer to your question

I never asked a question. Later, QD.

[RsonGt3's]

I never asked a question. Later, QD.

Yes you did

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[boostedb16]

Everyone is addicted to import Atlanta on tapatalk...
Answer to your question

Sent from my PC36100 using Tapatalk"That's exactly the truth. I don't understand everyone's obsession with having to be "wired" every second of the day." dont see where he asked a question anyway,

i had the same thing happen to me and i was told as long as i had receipt for everything that was done to my car. i would receive 65% of the cost from the lady's insurance company. it was all state btw, so ask questions before you settle for anything.

[JITB]

i think i saw your car on jimmy carter a few weeks back... it looked alot nicer in person! and alot lower! nice color! wrecks suck :(

[cactusEG]

the good thing is ur ok

[Rhys.]

dude that sucks so bad man glad to hear your alright though... people are getting stupid 3 people almost hit me this weekend on my way to pull apart

[Sammich]

damn taht sucks..you just got it...loved those wheels that you switched to as well

[chris89hatch]

oh that hurts!!!! sorry bout ur loss man.. i lost my car this past weekend to a deer

[ChnkyLao]

i almost got rear ended by a lady texting behind me in a bmw,

that sucks i loved the color of your lex,

[Genji-Sama]

Wow, i really liked that color

[98blackcivic]

hit up montlick and associates!

[amonsta]

Damn dude. Glad ur ok

[h22 jones]

Honestly its not that bad to pull the door post. Take about 500 less then what they offer and tell them you want to keep your car with out it being totaled they will do it. If you really like your car i can fix it back to 110 percent no bull shit and still have cash in your pocket let me know just a option . If the roof is buckled let them have it . As log as the roof is fine its a easy fix man . I do it everyday.

[Boosting EG]

that sucks man hope you are OK

[TougeGTR-33]

Damn man, glad you did get seriously injured. It really sucks about your car though.

[ueyedgr8tness]

hmmm i'll take those rims off your hand brah..

[1SICKLEX]

Sorry to see this mahn...I know a GREAT lawyer....holla at me....

[lanning]

I got some stocks plus cash if you want to get rid of the wheels.

[Glides]

Youch. Not sure if you have settled with her insurance company yet, but I would not settle until you look at what they are offering. Here are some tips.

Primary Insruance companies will not go by NADA most of the time. Odds are, they will either use a CCC Valuescope, or a JD Power evaluation. CCC's are on average 1500 to 2000 less than an NADA. I do subrogations for a company and I had to go after the large primaries over this difference everyday for a long time. It sucks. USAA is the worst.
Knowing that, you need to look at what comparables they are using. By state insurance statutes they have to look within so many miles of your principally garaged area, they have to look at the options, model and you might get away with saying it's more valuable because of the color, most times they won't care. What you have to remember is that an insurance policy is rarely ever a replacement policy, it is an Actual Cash Value policy meaning, they will pay you only what the car is worth.

Now, once they gather up all of their comparables, they will assess a fee across the board of some amount, usually between 400 and 800 bucks for what they say is the fee to get your car, the loss car, ready for a dealer lot. They will deduct that from each comparable. They will deduct or add to each one, depending on model and options, and then add all of them together and divide by the number of comparables to get your ACV. Especially since it was her company, they are going to try to nickel and dime you to death. Make sure you have records of anything you have done to the car: tires, wheels, suspension mods, tune ups, alternator....whatever. Use those. You just performed so and so to your car, you want it back. That will carry a value to it most times, don't forget it.

What you can do. Look over your Evaluation HARDCORE! Make sure all their math adds up, make sure all your options are accounted for and make sure they followed all of the state rules. If you don't, as SOON as you sign that paper releasing them, you won't get shit from them again. Make sure it's all in one sock. You can approach them with the NADA value, usually it won't matter.

Now some tricks to deal with them on the phone. Be PATIENT, be cordial, polite...but firm. Here is a trick of Customer Service. They cannot disconnect the call without a reason. IE you cursing them out and calling them cows balls. Don't do that. If you don't like the answer, simply say "That's unacceptable" and dont say another word because the next person that speaks...loses. If you get nothing out of that person, go to the next higher up. Sooner or later you will get a very smooth, calm talking guy, most likely a guy, we have one at our office, that will try to assuage you with a smooth, deep and calm voice. Don't skip a beat, he will be unacceptable too so skip him. Sooner or later you will get someone who is willing to listen and you might get something done. Make sure your shit is in one sock.

Hope this info help you and anyone else out there that might get fucked by the primary insurance industry.