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View Full Version : CAR INSURANCE QUOTE WTF!??!



blaknoize
02-04-2010, 10:09 PM
Us males in this world are getting reamed and this is known.

But why by so much? I quoted myself a 07 Civic EX just a few moments ago and it would run me $240 a month, making it unreasonable for me to want to purchase as my car payment would be $350 or so a month.

Now... if I was a female (as I also quoted myself) my car insurance would of been $160 a month for the same car in the same location and even if I added a theoritical accident it would not exceed $200 a month!!

BS is all over the place and its time to shop around for better car insurance, :2up:Geico

5speed
02-04-2010, 10:12 PM
I agree, it is complete bullshit. There is no real logical reason backing it either. I know someone who owns an insurance company and they say the providers do it simply bc they can and no one has stopped them.

oneSLOWex
02-04-2010, 10:16 PM
I wish I could afford full coverage on my car....I pay $70 a month for liability

blaknoize
02-04-2010, 10:18 PM
I wish I could afford full coverage on my car....I pay $70 a month for liability

I used to pay $45 for my CRX, I miss it :(

5speed
02-04-2010, 10:19 PM
I wish I could afford full coverage on my car....I pay $70 a month for liability

Mine hasnt gone over $60 for liability after the 90 in 55 speeding tick I got when I wwas 19. Last car was a 25th ann. Camaro with LS1 swap.

Mr Egg Rollllll
02-04-2010, 10:21 PM
I bend over and take it in the butt, no lube, raw power.

$230 a month....1 ticket when I was 16. No accidents. Defensive driving courses taken.

Nemesis
02-04-2010, 10:22 PM
Yep, but generally speaking, even though women are really bad drivers, they show more composure and are prone to less immature antics than guys.

Sammich
02-04-2010, 10:23 PM
WOW! i personally cant wait until i turn 25, another price drop on insurance..hopefully significant i pay over $500 every 6months on my maxipad

redmanhart
02-04-2010, 10:23 PM
Being over 25 FTW lol.

blaknoize
02-04-2010, 10:25 PM
Yep, but generally speaking, even though women are really bad drivers, they show more composure and are prone to less immature antics than guys.

that being said. "Antics" arent as bad ACCIDENTS AKA FAULTS AKA I DID IT BUT I DIDNT KNOW HOW TO PUSH MY BRAKE PEDAL DOWN FAR ENOUGH.

cjhutch
02-04-2010, 10:36 PM
When I turned 25 my insurance dropped like crazy. It helped that my last accident and only ticket were 4 years ago. On my Saab with Geico I was paying $120/month and now with Progressive I am paying $73/month and I have even more coverage and a lower deductible.

Sammich
02-04-2010, 10:38 PM
woot...i have one month to wait now :D not to mention state farm likes to cut checks when you get older :D

oneSLOWex
02-04-2010, 10:40 PM
im almost 27 and didnt really notice much of a drop. thats that bullshit

Sammich
02-04-2010, 10:44 PM
its because you like to wear wigs

5speed
02-04-2010, 10:44 PM
Yep, but generally speaking, even though women are really bad drivers, they show more composure and are prone to less immature antics than guys.

I will probably get yelled at for this one but oh well. I have noticed and so have many others that majority of black females can not drive for shit. They should get an increase on insurance too.

blaknoize
02-04-2010, 10:44 PM
im almost 27 and didnt really notice much of a drop. thats that bullshit
who do u get ripped off by?

redmanhart
02-04-2010, 10:53 PM
I pay 270 a month for full coverage on my WRX, liability on my brother's 240SX and a Mountaineer, and 2 life policies. Owning a wagon is awesome on insurance lol. My car is only accounts for $80 of that payment.

oneSLOWex
02-04-2010, 10:57 PM
its because you like to wear wigs


who do u get ripped off by?

I have switched since I was 25. Im with progressive now...cheapest rate I found so far. The place I was with before was called American General, i was with them for a LONG time but when I got into a couple accidents that were not my fault and my insurance went up...I told them to get fucked and saved myself a little money.

DecoyOctopus
02-04-2010, 10:59 PM
I used to pay $45 for my CRX, I miss it :(


i paid 42$ (full coverage) 3rd car, 2 tickets..lol for a crx

Farmers FTW, they didnt find one of my tickets lol

LizBiz
02-04-2010, 11:01 PM
I pay $80 a month FC.

Slomaro Z28
02-04-2010, 11:01 PM
I have a 07 civic ex, and pay $80/month for full coverage.

jorgen
02-04-2010, 11:02 PM
25 this month, full coverage less than $100, liability somewhere around $50, suck it.

DVSRX-7
02-04-2010, 11:05 PM
I bend over and take it in the butt, no lube, raw power.

$230 a month....1 ticket when I was 16. No accidents. Defensive driving courses taken.



shit you think you have it bad, i got quoted $350 for liability

9 Tickets of speeding all under 60MPH when i was 18

DecoyOctopus
02-04-2010, 11:06 PM
shit you think you have it bad, i got quoted $350 for liability

9 Tickets of speeding all under 60MPH when i was 18


How the FUCK did you keep your license?

blaknoize
02-04-2010, 11:48 PM
i paid 42$ (full coverage) 3rd car, 2 tickets..lol for a crx

Farmers FTW, they didnt find one of my tickets lol
no u pay 42 for full coverage UNDER someone else other than ur own name.

YOU as urself wouldnt pay $42 a month for full coverage.

ScrapMetalDSM
02-04-2010, 11:55 PM
I pay 110 a month for liability only withOUT any uninsured motorist coverage. This is for my 90 GSX. It was 60 a month before the pulled my record, but all they found was one ticket and 2 insurance claims

K20Z1
02-05-2010, 12:25 AM
huh i thought woman can't drive

ATLTSX
02-05-2010, 03:18 PM
I pay 126 a month.

I have 04 tsx (Full coverage$500 Deduct.), 01 Volvo s60 (Full coverage $500 Deduct.), House and personal property insurance. USAA FTW

Jblizzard
02-05-2010, 04:51 PM
2001 civic ex - age 21 - and I pay 155 a month.

permanent general auto insurance

allout13
02-05-2010, 04:56 PM
$110 a month for liability on my integra on my parents insurance w/ 4 other cars.
no tickets
good grade discount

In two years more money will have been spent on insurance than what I have put into the car

allstate ftl

Sammich
02-05-2010, 06:00 PM
yea but if you had full coverage with all state...well lets just say i've heard is that with allstate you get what you pay for...i wish i had allstate when my DC was jacked

DecoyOctopus
02-05-2010, 06:01 PM
$110 a month for liability on my integra on my parents insurance w/ 4 other cars.
no tickets
good grade discount

In two years more money will have been spent on insurance than what I have put into the car

allstate ftl


$110 for liability on a integra?!?!??!!?!?!?!

you are crazy.

DecoyOctopus
02-05-2010, 06:02 PM
no u pay 42 for full coverage UNDER someone else other than ur own name.

YOU as urself wouldnt pay $42 a month for full coverage.


i'm not on the insurance lol. on my dads name, but he has 2 speeding tickets....

blaknoize
02-05-2010, 06:10 PM
I've never had an actual problem with anything while I was insured. I just know I was gettin ripped off by SafeAuto on my insurance at one point. $112 for liability on the CRX, went to Progressive at $45.

DecoyOctopus
02-05-2010, 06:12 PM
I've never had an actual problem with anything while I was insured. I just know I was gettin ripped off by SafeAuto on my insurance at one point. $112 for liability on the CRX, went to Progressive at $45.


but I did get a quote....it was $89 full coverage on my name.

slowinmidga
02-08-2010, 01:19 PM
Wow I pay 135 with the convenience fee for 4 vehicles full coverage married two drivers, 2 new cars, 1 2004 and a 1994. Geico

Mike Lowrey
02-08-2010, 01:33 PM
....Pay $200/mnth for 04 Matrix, 06 TSX, 06 Elise.....full coverage

blaknoize
02-08-2010, 04:06 PM
....Pay $200/mnth for 04 Matrix, 06 TSX, 06 Elise.....full coverage

YOUR O L D

Princess12
02-08-2010, 05:02 PM
Wow! My husband and I are both under the age of 25 and have full coverage on both of our vehicles. We pay $120.00/month through Liberty Mutual.

FlipKing
02-08-2010, 05:07 PM
3-4 tickets, suspended license and I pay 100 a month liability on a 95 miata

Bacon
02-08-2010, 05:12 PM
Four speeding tickets and one wreck - $74/month for two cars and one has full coverage. Not too bad......... :ninja:

david068513
02-08-2010, 05:15 PM
way to fucking much....but I have 3 cars on there and I am 18...and one is a 350 Z28 the other is my GSR and my 4runner...:(

blaknoize
02-08-2010, 07:28 PM
Four speeding tickets and one wreck - $74/month for two cars and one has full coverage. Not too bad......... :ninja:

and who are u with?


way to fucking much....but I have 3 cars on there and I am 18...and one is a 350 Z28 the other is my GSR and my 4runner...:(

u didnt actually post an amount

Bacon
02-08-2010, 07:48 PM
and who are u with?



u didnt actually post an amount

I have Allstate.

vinayak
02-08-2010, 09:16 PM
You all realize that your credit comes in to play on your amount.

blaknoize
02-08-2010, 09:18 PM
You all realize that your credit comes in to play on your amount.

NO, because I have a 719, although Progressive is the only one I know of to date that has checked my credit

Bacon
02-08-2010, 09:29 PM
You all realize that your credit comes in to play on your amount.

Never heard of that. Although, there are a lot of companies out there like the FD that will look at your credit. I think that is the stupidest thing though.

slowinmidga
02-08-2010, 10:54 PM
You all realize that your credit comes in to play on your amount.

Yup. Majority of the major ins companies now tell you that credit score can affexct your rates. They dont always check but there is that possibility

§treet_§peed
02-08-2010, 10:58 PM
You don't say. My record is clean now. For a 91 GMC Sierra 1500 liability only, I was charge $93.36 a month.

neon_ert3
02-10-2010, 07:01 AM
i pay 65 full coverage for my db8, 27 liability for my ej1, and 167 full for the fukn jetta .... usaa ftw!

neon_ert3
02-10-2010, 07:03 AM
You all realize that your credit comes in to play on your amount.

my girlfriends mom kept begging me to put her on my insurance because of something about her credit was too fukd up ..... :thinking: