View Full Version : Insurance
B18CDELSLO
07-09-2009, 12:55 AM
Ok im not sure where to post this so... 3 nites ago i was sitting at a red light when sum dumbass decided to run into me doin ATLEAST 50mph, ofcourse totalling the car, a 95 Impala SS! Heres my question, just 5 days earlier i had put almost $5k of stereo in the trunk, so being that the accident wasnt my fault isnt his insurance going to be responsible for that as well? Also my car was a DGGM(dark grey green metallic) which makes it a rare car considering they only made 4442 in 95, so they are hard to find! Since it was HIS fault shouldnt HIS insurance company be responsible for replacing the car and associated parts? Any help is appreciated:goodjob:
81911SC
07-09-2009, 01:03 AM
Lol, nope.
NVEOUS
07-09-2009, 01:07 AM
It really depends on the way your policy is set up. You can put a sentimental value on your car with some companies to where if something happens to your car no matter what you get whatever set amount you put it at. But as it sounds they are not responsible for whats inside the car. But you can always talk to them and see where it goes. I got paid for the tint intake and other parts that got messed up on my SS/SC when it got totalled by someone. So it depends on how the company is really.
TheGodfather
07-09-2009, 01:19 AM
Not if the parts weren't stock or something. The audio equipment, if claimed with your company, may be able to be argued but I doubt it.
Sorry man.
sogood
07-09-2009, 01:20 AM
Bro what the fuck why would you post this on here I told you after I hit you to not call the cops but what the hell you insisted I mean I told you then that I'd pay to fix that shitbox of yours that you adore oh so much but noooo you have to be a d1ck about it and call the cops like it's something to do well let me set the record straight for the rest of y'all n1ggies ok the deal is that I had sipped on a few patrons on ice and was whipping it back to my girls crib to get my fuck on right so this pussie decides to stop at a red light out of nowhere I mean who fucking does that am I right so anyways yeah I hit that Impala SS but again that thing is one of the biggest hoopties I've ever seen in my life I mean on the real this thuper rare color he's talking about is probably the ugliest shit I've ever seen so he hops up out his car and is like yo man wtf was that and I'm like yo man up pussie I done sipped on a few I ain't got time for this shit I'm trying to fuck baby don't be alarmed I used to play with Kobe but now I play Lebron but anyways I know this is getting long so in short your car's a piece of n1g shit your sound system still sounds like a walmart bass tube with a rattling ass plate my insurance isn't paying for shit fuck you fuck you fuck you you're cool fuck you I'm out.
NVEOUS
07-09-2009, 01:22 AM
:lmfao: REPS!!!
TheGodfather
07-09-2009, 01:22 AM
Bro what the fuck why would you post this on here I told you after I hit you to not call the cops but what the hell you insisted I mean I told you then that I'd pay to fix that shitbox of yours that you adore oh so much but noooo you have to be a d1ck about it and call the cops like it's something to do well let me set the record straight for the rest of y'all n1ggies ok the deal is that I had sipped on a few patrons on ice and was whipping it back to my girls crib to get my fuck on right so this pussie decides to stop at a red light out of nowhere I mean who fucking does that am I right so anyways yeah I hit that Impala SS but again that thing is one of the biggest hoopties I've ever seen in my life I mean on the real this thuper rare color he's talking about is probably the ugliest shit I've ever seen so he hops up out his car and is like yo man wtf was that and I'm like yo man up pussie I done sipped on a few I ain't got time for this shit I'm trying to fuck baby don't be alarmed I used to play with Kobe but now I play Lebron but anyways I know this is getting long so in short your car's a piece of n1g shit your sound system still sounds like a walmart bass tube with a rattling ass plate my insurance isn't paying for shit fuck you fuck you fuck you you're cool fuck you I'm out.
You are high as a fucking kite.
hondachik
07-09-2009, 01:25 AM
Is he fucking serious? You're fucking drunk, AND YOU ADMIT IT, and u have the nerve to get upset with him because YOUR DUMB ASS HIT HIS FUCKING CAR. You uber fail because
1. You didn't use correct grammar, nor punctuation.
2. You were intoxicated.
3. You let every IA member know it was your dumb ass.
4. Did I mention that you were drunk?
5. I'm stunned your dumb ass had insurance in the first place.
6. YOU SHOULD HAVE FUCKING WENT TO JAIL BECAUSE YOU WERE DRUNK.
Hoopty or not, your dumb ass shouldn't have hit it. It isn't up to you to put a value on someone else's shit. I hope your insurance company rapes you with your future rates. Dumb slut. BTW, you do have to pay for his car. Maybe not the special paint, or the system....but you're going to feel the effects of your dumb ass decision to drink and drive.
hondachik
07-09-2009, 01:26 AM
You are high as a fucking kite.
Is this a joke? :thinking:
TheGodfather
07-09-2009, 01:28 AM
Is this a joke? :thinking:
My post? No. This dude is stupid as hell.
I'm with you. WTF was he thinking?
sogood
07-09-2009, 01:29 AM
Is he fucking serious? You're fucking drunk, AND YOU ADMIT IT, and u have the nerve to get upset with him because YOUR DUMB ASS HIT HIS FUCKING CAR. You uber fail because
1. You didn't use correct grammer, nor punctuation.
2. You were intoxicated.
3. You let every IA member know it was your dumb ass.
4. Did I mention that you were drunk?
5. I'm stunned your dumb ass had insurance in the first place.
6. YOU SHOULD HAVE FUCKING WENT TO JAIL BECAUSE YOU WERE DRUNK.
Hoopty or not, your dumb ass shouldn't have hit it. It isn't up to you to put a value on someone else's shit. I hope your insurance company rapes you with your future rates. Dumb slut.
Dumb slut eh bitch please before you step at me like that trying to call MY grammar out you best learn how to fucking spell grammar ok it's a fucking a after the double m not an e but on the real so fucking what if I admit that shit I'm a man unlike you I admit my shit ok so man up pussie if you want to catch feelings that's cool but I'm not the one.
B18CDELSLO
07-09-2009, 01:32 AM
It wasnt his dumbass that hit me, and my car was FAR from a hoopty! But if the guys insurance wont cover it its kool i will just sue him... sogoodm3 must be a fag like most bmw owners! its kool, DO YOU!!! I make good money so i aint sweatin it too much but 5k is 5k...
hondachik
07-09-2009, 01:33 AM
Dumb slut eh bitch please before you step at me like that trying to call MY grammar out you best learn how to fucking spell grammar ok it's a fucking a after the double m not an e but on the real so fucking what if I admit that shit I'm a man unlike you I admit my shit ok so man up pussie if you want to catch feelings that's cool but I'm not the one.
Corrected. So you can tell me how to spell grammar correctly, but you forgot where your brake pedal was located? And I hope you are a man unlike me, because in case you notice...my sn is hondaCHIK, not hondaDICK. Which btw, no matter how many typos I make on IA, I can edit them. Unlike you and that wreck you fucking caused. You should have died in that wreck.
hondachik
07-09-2009, 01:35 AM
It wasnt his dumbass that hit me, and my car was FAR from a hoopty! But if the guys insurance wont cover it its kool i will just sue him... sogoodm3 must be a fag like most bmw owners! its kool, DO YOU!!! I make good money so i aint sweatin it too much but 5k is 5k...
Oh. So just another BMW owner. Eh, fuck.
I'm going to bed.
TheGodfather
07-09-2009, 01:35 AM
Corrected. So you can tell me how to spell grammar correctly, but you forgot where your brake pedal was located? And I hope you are a man unlike me, because in case you notice...my sn is hondaCHIK, not hondaDICK. Which btw, no matter how many typos I make on IA, I can edit them. Unlike you and that wreck you fucking caused. You should have died in that wreck.
Seriously. I can't stand drunk drivers who act like it's cool after they did it.
Then brag on here about it? That's just plain dumb. Typical cocky BMW owner.
nreggie454
07-09-2009, 01:35 AM
Is he fucking serious? You're fucking drunk, AND YOU ADMIT IT, and u have the nerve to get upset with him because YOUR DUMB ASS HIT HIS FUCKING CAR. You uber fail because
1. You didn't use correct grammar, nor punctuation.
2. You were intoxicated.
3. You let every IA member know it was your dumb ass.
4. Did I mention that you were drunk?
5. I'm stunned your dumb ass had insurance in the first place.
6. YOU SHOULD HAVE FUCKING WENT TO JAIL BECAUSE YOU WERE DRUNK.
Hoopty or not, your dumb ass shouldn't have hit it. It isn't up to you to put a value on someone else's shit. I hope your insurance company rapes you with your future rates. Dumb slut. BTW, you do have to pay for his car. Maybe not the special paint, or the system....but you're going to feel the effects of your dumb ass decision to drink and drive.
I hope your baby doesn't end up as gullible as you.
sogood
07-09-2009, 01:37 AM
Bro be real ok if you made good money you wouldn't be sporting a '95 Impala I mean seriously you're almost 25 it's time to grow up and man up pussie as far as calling me a fag gahdamn how original bro get that shit out of here ok because you're stepping at the wrong one right now if you want to catch feelings like that dumb honda broad that's whatsup idk but it ain't me.
hondachik
07-09-2009, 01:37 AM
I hope your baby doesn't end up as gullible as you.
riiight.
TheGodfather
07-09-2009, 01:38 AM
Bro be real ok if you made good money you wouldn't be sporting a '95 Impala I mean seriously you're almost 25 it's time to grow up and man up pussie as far as calling me a fag gahdamn how original bro get that shit out of here ok because you're stepping at the wrong one right now if you want to catch feelings like that dumb honda broad that's whatsup idk but it ain't me.
You just keep saying the same fucking thing over and over.
What does any of this even mean? Wrong one? Catching feelings? Rich white boy trying to act hard?
Piss off wanker.
hondachik
07-09-2009, 01:39 AM
Lol @ catching feelings. LOL!!!
zomg, let me just go to bed while I still have my sanity.
sogood
07-09-2009, 01:41 AM
Corrected. So you can tell me how to spell grammar correctly, but you forgot where your brake pedal was located? And I hope you are a man unlike me, because in case you notice...my sn is hondaCHIK, not hondaDICK. Which btw, no matter how many typos I make on IA, I can edit them. Unlike you and that wreck you fucking caused. You should have died in that wreck.
Are you fucking serious right now I mean omg I thought all the dumb broads on IA had found their way to the door besides Autumn of course but maybe you're just too fat to fit through idk I almost feel bad for your accident baby but then I think about it for a minute and you know what I'll do you a favor ok meet me at the Bankhead MARTA station in like 15-20 go to the top deck where the train runs by stand at the top of the steps and I'll push you down ok man up or click that back button because I don't have time for it no more.
hondachik
07-09-2009, 01:44 AM
Are you fucking serious right now I mean omg I thought all the dumb broads on IA had found their way to the door besides Autumn of course but maybe you're just too fat to fit through idk I almost feel bad for your accident baby but then I think about it for a minute and you know what I'll do you a favor ok meet me at the Bankhead MARTA station in like 15-20 go to the top deck where the train runs by stand at the top of the steps and I'll push you down ok man up or click that back button because I don't have time for it no more.
Too fat? Sweetie I weigh 160, and thats just 30 lbs because of pregnancy weight. Meet you in 15-20 mins in Bankhead...hmmm considering I live in Columbus, I don't quite think that is possible. I'd rather use my gas on more useful things. My words got u that worked up? Poor baby. I expected more out of a damn BMW owner. Oh, wait. No I didn't.
BTW, go choke on a grape you dumb bitch.
:eek: see what I did thurr!!! :bump:
B18CDELSLO
07-09-2009, 01:47 AM
Bro be real ok if you made good money you wouldn't be sporting a '95 Impala I mean seriously you're almost 25 it's time to grow up and man up pussie as far as calling me a fag gahdamn how original bro get that shit out of here ok because you're stepping at the wrong one right now if you want to catch feelings like that dumb honda broad that's whatsup idk but it ain't me.
LOL @ your shitty attempt at bein a e-thug! Explain to me whats wrong with a 95 impala? Its a clean, classy, American made car! Lemme guess since im makin good money i should be drivin a BMW rite? And you are rite i am almost 25, my priority IS NOT my car! I will be retired by 35 so just kno i got my shyt together, do you?
sogood
07-09-2009, 01:50 AM
Too fat? Sweetie I weigh 160, and thats just 30 lbs because of pregnancy weight. Meet you in 15-20 mins in Bankhead...hmmm considering I live in Columbus, I don't quite think that is possible. I'd rather use my gas on more useful things. My words got u that worked up? Pooh baby. I expected more out of a damn BMW owner. Oh, wait. No I didn't.
lol bitch please when I got my ex gf pregnant she only gained 7lbs in her first 5 months so idk what's going on with you but obviously something ain't right kind of like that case of cranial anal inversion you got don't know what that is ok let me explain it's when all the bullshit is coming out of your mouth instead of your ass so foreal if you want to continuously catch feelings then meet at MARTA and I'll give you a real reason to catch a few when I push your fat ass down the stairs even though I'm doing you and that kid a favor and really with the grape shit again I'll tell you what let me cook up an Alabama hotpocket and I'll think about dropping a grape in there for you too ok so one last time for your dumbass MAN UP PUSSIE.
sogood
07-09-2009, 01:56 AM
LOL @ your shitty attempt at bein a e-thug! Explain to me whats wrong with a 95 impala? Its a clean, classy, American made car! Lemme guess since im makin good money i should be drivin a BMW rite? And you are rite i am almost 25, my priority IS NOT my car! I will be retired by 35 so just kno i got my shyt together, do you?
E-thug are you serious right now bro fucking meet me somewhere if you wanna keep this keyboard warrior shit up ok I'm down anytime anywhere pussie just let me know what the business is lol it's a fucking 15 year old Impala bro that's one of the biggest excuses for a clean classy whip in the world I mean when you step on the level of a real man's car then you can get back at me until then man up one time and yeah the street pharmacy business is straight as hell my customers don't give a shit about the recession I mean let's be real for a quick minute they were poor as shit regardless but they still come back to the corner where n1ggies be robbing or killing and dying just to make a living huh.
Jiggity96
07-09-2009, 02:02 AM
sorry for your impala if thats what this thread is about
TheGodfather
07-09-2009, 02:03 AM
E-thug are you serious right now bro fucking meet me somewhere if you wanna keep this keyboard warrior shit up ok I'm down anytime anywhere pussie just let me know what the business is lol it's a fucking 15 year old Impala bro that's one of the biggest excuses for a clean classy whip in the world I mean when you step on the level of a real man's car then you can get back at me until then man up one time and yeah the street pharmacy business is straight as hell my customers don't give a shit about the recession I mean let's be real for a quick minute they were poor as shit regardless but they still come back to the corner where n1ggies be robbing or killing and dying just to make a living huh.
:thinking:
http://www.youtube.com/watch?v=ZztlOiOjo8E
B18CDELSLO
07-09-2009, 02:09 AM
E-thug are you serious right now bro fucking meet me somewhere if you wanna keep this keyboard warrior shit up ok I'm down anytime anywhere pussie just let me know what the business is lol it's a fucking 15 year old Impala bro that's one of the biggest excuses for a clean classy whip in the world I mean when you step on the level of a real man's car then you can get back at me until then man up one time and yeah the street pharmacy business is straight as hell my customers don't give a shit about the recession I mean let's be real for a quick minute they were poor as shit regardless but they still come back to the corner where n1ggies be robbing or killing and dying just to make a living huh.
Define real mans car? BMW? LOL, and street pharmacy? GET YA GAME UP, lol betta yet just get LOCKED UP!!! What you movin? Nicks and dimes?
sogood
07-09-2009, 02:15 AM
You know what they say about assumptions right bro they make an ass out you but not me because I'm dropping facts while you're grasping for straws trying to come up with something to say just admit it ok you lack the power between your ears to step your game up and get on my level ok hell no I'm not moving some little 13 year old kid baggies bro I move real weight ok you know what a bird is nah not the aves either btw no you can't get smoked out off second hand smoke you f4ggot I mean you're trying to talk to me about stepping my game up and you think you can get stoned from second hand smoke and fail your drug test lol please for reference incase you got so stoned that you don't remember:
Ok my question is this... I work security at a club and people are smoking weed around me all night, sumtimes i actually start to feel high off the smoke, but would i test positive if i went to take a drug test? Im tired of the bull**** that is club security, that and im underpaid but i appreciate any help i can get:goodjob:
sogood
07-09-2009, 02:20 AM
Anyways bro feel better ok I mean you just got the keyboard d1cking but I gotta catch some sleep now later man up pussie.
B18CDELSLO
07-09-2009, 02:21 AM
You know what they say about assumptions right bro they make an ass out you but not me because I'm dropping facts while you're grasping for straws trying to come up with something to say just admit it ok you lack the power between your ears to step your game up and get on my level ok hell no I'm not moving some little 13 year old kid baggies bro I move real weight ok you know what a bird is nah not the aves either btw no you can't get smoked out off second hand smoke you f4ggot I mean you're trying to talk to me about stepping my game up and you think you can get stoned from second hand smoke and fail your drug test lol please for reference incase you got so stoned that you don't remember:
What do you consider real weight? Im jus curious, cuz if you were moving REAL WEIGHT you wouldnt be on IA, let alone talkin bout movin weight! THATS how i kno your full of shit
B18CDELSLO
07-09-2009, 02:24 AM
And lol at you diggin up old ass posts...
sogood
07-09-2009, 02:33 AM
The fuck did I just say bro obviously you don't know how much weight a bird is but that's what I move ok you know how many proxies I'm behind right now try to find me bro seriously try I'm not scared meet me somewhere I'm ready and more like lol at you thinking you know shit about shit when you think you're going to fail a drug test from breathing second hand smoke the only thing you fail at is life so man up pussie make a change.
B18CDELSLO
07-09-2009, 02:39 AM
lol
Zach79zx
07-09-2009, 06:46 AM
god damn this guys an asshole, but hes just messing with you, he doesnt talk so hard on other posts
blaknoize
07-09-2009, 08:01 AM
wait a minute, wait a minute...
This dude was actually drunk, complained about it AND complained about the type of car owned vs. age as if it mattered? U dont just HIT somebody and complain AND post it on the internet. I'd call the cops to getting hit so hard that the car was deemed totalled. Otherwise the claim could be settled outside of insurance limits.
Dont come online crying that someone put a claim against you when u were at total fault, let alone being impared, seriously. So take responsibility and deal with it.
Ruiner
07-09-2009, 09:37 AM
Okay, since I have been through this before, let me help you out:
Their insurance will cover, to a point, aftermarket mods so to speak. You might be able to negotiate half price (maybe more, but who knows). Just have pictures and proof of purchase. If there is anything that you can take out and salvage, do it.
I've been through this before. Like I said, anything that is STILL working, salvage from your car - even if it is totaled. It will be less headache the less you have to claim.
TSiFTW
07-09-2009, 09:51 AM
Bro be real ok if you made good money you wouldn't be sporting a '95 Impala I mean seriously you're almost 25 it's time to grow up and man up pussie as far as calling me a fag gahdamn how original bro get that shit out of here ok because you're stepping at the wrong one right now if you want to catch feelings like that dumb honda broad that's whatsup idk but it ain't me.
You make no fucking sense. I make extremely good money and I would drive a 95 Impala SS. I have 5 paid off cars/trucks none of which are newer than 2001. Not everyone wants to pretend they are baller by driving a fuckin old ass BMW. Don't get me wrong I love BMWs but I would not think I was baller just cause I own one. BTW this is a period.! Try it out.
sogood
07-09-2009, 10:24 AM
What makes no fucking sense is if you make extremely good money why you'd rock some old shitty Impala on the real bro c'mon no one's pretending shit here ok I never even said what kind of car I drive y'all just be assuming and making asses out of yourselves if you really must know I'm in an '05 2500HD Duramax ok holler at me and man up one time.
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