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Sunkenkarma
03-27-2009, 01:58 AM
ok, im going to try to get a loan in the next few days for probally 2 grand. I make roughly 180 bucks a week but havent established my credit but i have a cosigner with a 650 credit rating. Do i have a chance of getting it with the bad economy? Also should i go to a bank or a credit union? Thanks
ksniperfox
03-27-2009, 03:45 AM
why would you need a loan for $2k? save your money. 2k isnt hard.....
X-Runner
03-27-2009, 03:48 AM
At $180 a week 2K IS hard. How the hell you making it on that a week man? I couldn't afford to even drive to work for that honestly.
ksniperfox
03-27-2009, 03:59 AM
just wondering what a 2k loan could be for............


oh yeah xrunner you came into my QT the other night
X-Runner
03-27-2009, 04:01 AM
Ah... yep. Nice to meet you man. Nice S2000 too.
antiDrift240
03-27-2009, 11:58 AM
Damn man you only make $180 a week? Are you a part-time clerk? How many hours do you get? I'm an ER Clerk and get like $370 after taxes.
Spectic Tank
03-27-2009, 01:53 PM
You're not going to get a $2k loan for 'cash'. What are you trying to buy?
Greddypacked
03-27-2009, 02:20 PM
With a co-signer you should be able to get one, not sure though. Co-signer=shit will get paid for some how even if original signer cant pay at the time lol.
stephanie
03-27-2009, 07:09 PM
pull your credit. check your score
Sunkenkarma
03-29-2009, 10:21 PM
Credit = 0 on my part, never had a credit card or anything.
AirMax95
03-30-2009, 08:39 AM
That $2k loan will end up costing you 50% or more interest. Prepare to pay back over $4k if $180 is all you make a week.

Good Luck.
SicStang03
03-30-2009, 08:44 AM
You would want to go to a credit union.. but you can't just walk into one and get a loan. You have to be a member.

I honestly don't think you will get a 2K personal loan
AnthonyF
03-30-2009, 08:47 AM
Better off asking your parents. Get a credit card. Purchase some bubble gum every once in awhile to get your credit score to rise a tiny bit at a time. The more you hold out, the longer/harder it will be.

-Ant.
Ed
03-30-2009, 08:48 AM
lol @ bubble gum
Sammich
03-30-2009, 08:53 AM
^it works if thats all u buy, but ...with what you make, i dont think youll get a loan, but your best bet would be a credit union.
AirMax95
03-30-2009, 08:54 AM
You would want to go to a credit union.. but you can't just walk into one and get a loan. You have to be a member.

I honestly don't think you will get a 2K personal loan

He can get one, but it will be from one of the small cash loan places. Most of them still let you use proof of a job as your "credit". Then they milk your ass in interest. My Ex use to do it, and hated the payback, even though she needed the cash.

.....if you can, ask the parents like AF said.
TheProfiteer
03-30-2009, 01:26 PM
title loans work, but the intrest on those is fucking crazy