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View Full Version : General Chat Car Title has my name, when it should be my dads please help !!??



///Bimm3r
03-07-2009, 08:00 PM
I recently bought a car and the previous owner put my name on the title where i needed my dads name on the title for insurance reasons etc....
I was wondering what the best way to get his name on the title was ????

Thanks For your Help

ŁG2♣
03-08-2009, 01:24 AM
damn shit had happen to me before, i tried every thing i could, you can go to the tag office down south ga and transfer it to your name, an then have your dad sign it and have him transfer it to his name. you get the title same day also.

VWGirl
03-08-2009, 01:30 AM
or you could just not try and scam your insurance company... cause it's really not a good idea in the event you need to make a claim...

X-Runner
03-08-2009, 01:34 AM
How is putting the car in his dads name with him listed as a driver for the vehicle scamming anyone? Thats what I did with my first truck...

///Bimm3r
03-08-2009, 07:24 PM
i mean the insurance will be in his name, i am basically an additional driver. we are not trying to scam anyone.

///Bimm3r
03-08-2009, 07:37 PM
if anyone has any other ideas, ill surely appreciate the input.

VWGirl
03-08-2009, 07:42 PM
Oh, so it's your dad's car and you're just an occasional driver? then that is different. Since the insurance company is charging you a certain amount based on the percentage of the time you will be driving the car.

I have had to go to the DMV and have a title switched from my name to someone elses before... it's like $30 or something (whatever it is these days to register a car) and no big deal... why not just do that?

VWGirl
03-08-2009, 07:45 PM
In FL there was a form you could get the PO to fill out for your dad saying you never took ownership or something to that effect... I am sure that GA has something similar to this.

It's better to look at the state DMV site whenever to do something out of the ordinary as it will cause less problems when you go down to the tag office and try to get what you need done.

///Bimm3r
03-08-2009, 08:09 PM
yeah i am trying to find the place on the GA DMV site.

ŁG2♣
03-08-2009, 08:14 PM
it wont happen, if you signed the title as the buyer, then YOU need to transfer it, i had the same problem with me and my eg hatch, i went the long way and waited two weeks for the title to come back to me, if you go down south, you get the title the same day

///Bimm3r
03-08-2009, 10:04 PM
i mean i have not signed it yet, just the previous owner put my name on it,

VWGirl
03-08-2009, 10:12 PM
Does it really matter who's name the car is in? I think I have a car in each of my parents names... but I insured them in my name only... again that was FL tho... oh right... GA is weird about insurance... nevermind... err wait!

What if you put the car in both of your names? would that work? like as a co-owner?

///Bimm3r
03-08-2009, 10:15 PM
yeah i mean me and my dad have to talk it over and figure out the best option

///Bimm3r
03-09-2009, 02:53 PM
Alright well my dad got the title today, its a FL title with my name on it. So here's the deal.

I need to know the easist steps to transfer the title to my dad based on
the fact the previous owner put my(the son's) name on the FL title .

Also do i have to register the car in my name before i sell the car to my dad hypothetically or can i just sell it to him w/o registering it under my name ??

///Bimm3r
03-09-2009, 03:08 PM
thanks for any help.

SampaGuy
03-09-2009, 03:48 PM
Im pretty sure it doesnt matter at all for insurance purposes. When your parents add it to their insurance policy they will ask "Who in your household will be the primary driver?"

Only reason your dad might want to have it in his name is that he doesn't trust you, like you could run away with the car that he paid for. LOL

WalkS
03-09-2009, 05:50 PM
Or you could sell the car to your dad for a dollar and go that route. I seen people here in Ga doing that for the same reasons your doing it.

///Bimm3r
03-09-2009, 09:33 PM
i bought the car :). but yeah we were talking about the dollar thing. just trying to figure out if i have to register it before i can sell it to him, or i can just take the car/title and sell it to him.

VWGirl
03-09-2009, 10:09 PM
you don't have to register it before you sell it... but why don't you just pay your own insurance on your own car? i mean... i realize it saves YOU money and all... but it's people like you not paying their share of insurance that cost people like me money when the insurance goes up cause you made a claim on the car and you were scamming the insurance out of the money... and yes... it is scamming... insurance rates are based off of people of similar age in a similar area driving a similar car... you're wanting your dad to register it in his name so you can pay premiums like he is the one that drives the car. But he's not... you are... ergo... SCAM!

Just do the right thing and you wouldn't be going through all of this... the person that sold you the car did the right thing by putting YOUR name on the title because YOU bought the car and YOU are driving the car... not your dad...

After dealing with the DMV on 30+ cars... I could find a way around the system for you... but I'm really against this... cause in the end I have to pay for it... so good luck!

///Bimm3r
03-10-2009, 10:54 AM
well thanks for the input. But we are not even getting full insuracnce, just enough for me to drive, (just the property damage (minimum), and the other thing i can't remember what it is (minimum) ) so i mean i really can't make a claim on my car if i wrecked it anyways lol.

VWGirl
03-10-2009, 11:40 AM
well thanks for the input. But we are not even getting full insuracnce, just enough for me to drive, (just the property damage (minimum), and the other thing i can't remember what it is (minimum) ) so i mean i really can't make a claim on my car if i wrecked it anyways lol.

what kind of car is this?year/make/model?

and if it wasn't a scam you wouldn't be so hellbent on doing it ;)

WalkS
03-10-2009, 01:30 PM
I don't blame the OP for wanting to do this. I was in the same situation, being 20 and not 24 yet (what ever the age is), and having a car that was turbo stated from the VIN. The insurance was ridiculous for myself to pay, even though I never had a single ticket of my 5 years of driving. Do what you got to do, that's all I got to say. :goodjob:

///Bimm3r
03-10-2009, 02:03 PM
lol right on, and they previous owner accidently put my name he was supposed to put my dads anywyas. But thanks for understanding Brian. Did you register your car beore you sold it to your dad for a dollar

///Bimm3r
03-10-2009, 02:04 PM
its a 1995, BMW M3.

///Bimm3r
03-10-2009, 02:05 PM
and how would it be a scam if we weren't even getting full coverage, let alone any coverage on the car....... lol.

VWGirl
03-10-2009, 02:30 PM
and how would it be a scam if we weren't even getting full coverage, let alone any coverage on the car....... lol.


Well... why are you trying to put it in your dads name when its not your dads car and i am guessing he's not going to be driving it?

to save money? yeah, that's a scam.. ask your insurance company (oh right then they wouldnt let you do what you are trying to do right?)

I know and understand EXACTLY what you are trying to do... and you wouldn't be trying to do it if you weren't trying to scam money (yes, not paying what you rightfully should is scamming)... i mean... if you paid the same in your name you wouldn't be having this issue would you?


regardless of whether or not you have full coverage... it's a scam... sorry to say :( you'll understand some day when your premiums go up cause some kid is trying to pull the same shit you are... so just remember that you did it too so you have no room to complain... just saying... we all do our time...

do you not pay your taxes too?

///Bimm3r
03-10-2009, 02:36 PM
lol damn fiesty

///Bimm3r
03-10-2009, 02:37 PM
is it that time of the month ;)

///Bimm3r
03-10-2009, 02:48 PM
and how would it be (much of) ;) a scam if we weren't even getting full coverage, let alone any coverage on the car....... lol.

OnURleft
03-10-2009, 03:11 PM
my car is titled in my name, as I made the deal and I paid for it. However it is insured under my dads name with me as a driver on all of our cars for $ reasons. It shouldn't matter at all, in face if I were you i'd keep it on your name.

///Bimm3r
03-10-2009, 11:44 PM
yeah that makes sense, i'll see what my dad says and how the insurance would work out. But i like the LTW :)

Deke
03-11-2009, 03:15 AM
Well... why are you trying to put it in your dads name when its not your dads car and i am guessing he's not going to be driving it?

to save money? yeah, that's a scam.. ask your insurance company (oh right then they wouldnt let you do what you are trying to do right?)

I know and understand EXACTLY what you are trying to do... and you wouldn't be trying to do it if you weren't trying to scam money (yes, not paying what you rightfully should is scamming)... i mean... if you paid the same in your name you wouldn't be having this issue would you?


regardless of whether or not you have full coverage... it's a scam... sorry to say :( you'll understand some day when your premiums go up cause some kid is trying to pull the same shit you are... so just remember that you did it too so you have no room to complain... just saying... we all do our time...

do you not pay your taxes too?

Christ, chill out.

///Bimm3r
03-11-2009, 08:25 AM
lol yeha i know seriously lol.

_Christian_
03-11-2009, 08:31 AM
Christ, chill out.

x2. Wow!

///Bimm3r
03-11-2009, 08:39 AM
lol i mean i guess it just wasn't her day

integraboi88
03-13-2009, 12:30 AM
you don't have to register it before you sell it... but why don't you just pay your own insurance on your own car? i mean... i realize it saves YOU money and all... but it's people like you not paying their share of insurance that cost people like me money when the insurance goes up cause you made a claim on the car and you were scamming the insurance out of the money... and yes... it is scamming... insurance rates are based off of people of similar age in a similar area driving a similar car... you're wanting your dad to register it in his name so you can pay premiums like he is the one that drives the car. But he's not... you are... ergo... SCAM!

Just do the right thing and you wouldn't be going through all of this... the person that sold you the car did the right thing by putting YOUR name on the title because YOU bought the car and YOU are driving the car... not your dad...

After dealing with the DMV on 30+ cars... I could find a way around the system for you... but I'm really against this... cause in the end I have to pay for it... so good luck!

I understand what your saying but the $$$ that insurance companies charges young drivers are ridiculously expensive.

VWGirl
03-13-2009, 12:58 AM
I understand what your saying but the $$$ that insurance companies charges young drivers are ridiculously expensive.

we were all that age once!

Terror
03-13-2009, 01:26 AM
you don't have to register it before you sell it... but why don't you just pay your own insurance on your own car? i mean... i realize it saves YOU money and all... but it's people like you not paying their share of insurance that cost people like me money when the insurance goes up cause you made a claim on the car and you were scamming the insurance out of the money... and yes... it is scamming... insurance rates are based off of people of similar age in a similar area driving a similar car... you're wanting your dad to register it in his name so you can pay premiums like he is the one that drives the car. But he's not... you are... ergo... SCAM!

Just do the right thing and you wouldn't be going through all of this... the person that sold you the car did the right thing by putting YOUR name on the title because YOU bought the car and YOU are driving the car... not your dad...

After dealing with the DMV on 30+ cars... I could find a way around the system for you... but I'm really against this... cause in the end I have to pay for it... so good luck!


Man shut the fuck up, let the man do what he wants. Many many many people do there insurance this way, im sure were all glad that you go right by the system but not everyone can afford shit loads for insurance. :2cents:

Kaiser
03-13-2009, 10:29 AM
Well... why are you trying to put it in your dads name when its not your dads car and i am guessing he's not going to be driving it?

to save money? yeah, that's a scam.. ask your insurance company (oh right then they wouldnt let you do what you are trying to do right?)

I know and understand EXACTLY what you are trying to do... and you wouldn't be trying to do it if you weren't trying to scam money (yes, not paying what you rightfully should is scamming)... i mean... if you paid the same in your name you wouldn't be having this issue would you?


regardless of whether or not you have full coverage... it's a scam... sorry to say :( you'll understand some day when your premiums go up cause some kid is trying to pull the same shit you are... so just remember that you did it too so you have no room to complain... just saying... we all do our time...

do you not pay your taxes too?

Here's something that ought to shut you up about this:

The kid is a DEPENDENT of his dad still. He's perfectly within his rights to go to his dad and have Insurance coverage taken out on his dad's policy on the SONS car. Believe it or not EVERY Insurance company I've ever been with is more than happy to let an adult "take responsibility" for a younger driver and add them to their policy. The Adult is then responsible for the deductibles as well as the premiums, whereas the kid gets to drive free. If the adult wants to get something out of the kid, then that's between the two of them. Since the adult has essentially spoken up for the kid the Insurance companies will give them a reduced premium and offer better coverage than if it were just the kid himself. Believe it or not this is how most NORMAL people get insurance on their cars until they are 24-25 or so. Because so many people go this way (even on cars they own themselves) the Insurance companies especially jack up rates on people under 25 who go out on their own, because they're suspicious of why there's nobody willing to add them to their policy.

I dunno where you pulled this scam shit from, but please drop it, you're off on a rant and most of us are sitting here thinking that we did the same thing when we got our first couple of cars. Cars were in our name with our parents insurance policy.

OP: If you paid for that ride, keep it in YOUR name. I'd bet some change that the Insurance company doesn't even look at whose name is on the car title, and you can get it registered with your name and then your dad's name if you want. I didn't when I bought my 240z, I just have my name on the Title, my name on the Registration, and put it right next to my Audi (Same way) on my mom's insurance policy and paid her for the difference in cost to her. Putting it on a seperate policy in my name would have cost five times what it cost with her on it, even with me listed as the primary driver and telling the truth to the insurance company the whole way. In theory at least you can put anyone you want with any car they drive onto your Insurance policy, as long as they get the money, the Insurance company won't care.

VWGirl
03-13-2009, 04:05 PM
Here's something that ought to shut you up about this:

The kid is a DEPENDENT of his dad still. He's perfectly within his rights to go to his dad and have Insurance coverage taken out on his dad's policy on the SONS car. Believe it or not EVERY Insurance company I've ever been with is more than happy to let an adult "take responsibility" for a younger driver and add them to their policy. The Adult is then responsible for the deductibles as well as the premiums, whereas the kid gets to drive free. If the adult wants to get something out of the kid, then that's between the two of them. Since the adult has essentially spoken up for the kid the Insurance companies will give them a reduced premium and offer better coverage than if it were just the kid himself. Believe it or not this is how most NORMAL people get insurance on their cars until they are 24-25 or so. Because so many people go this way (even on cars they own themselves) the Insurance companies especially jack up rates on people under 25 who go out on their own, because they're suspicious of why there's nobody willing to add them to their policy.

I dunno where you pulled this scam shit from, but please drop it, you're off on a rant and most of us are sitting here thinking that we did the same thing when we got our first couple of cars. Cars were in our name with our parents insurance policy.

OP: If you paid for that ride, keep it in YOUR name. I'd bet some change that the Insurance company doesn't even look at whose name is on the car title, and you can get it registered with your name and then your dad's name if you want. I didn't when I bought my 240z, I just have my name on the Title, my name on the Registration, and put it right next to my Audi (Same way) on my mom's insurance policy and paid her for the difference in cost to her. Putting it on a seperate policy in my name would have cost five times what it cost with her on it, even with me listed as the primary driver and telling the truth to the insurance company the whole way. In theory at least you can put anyone you want with any car they drive onto your Insurance policy, as long as they get the money, the Insurance company won't care.

You're right... if he were not deliberately trying to act like it was his dad's car and he was an occasional driver... then it wouldn't be a scam... it does depend on the insurance company and the car and who is primary driver etc. He would be much better off to tell the insurance co that it is his car and he is driving it and be added to his parents policy... and that is was what most normal people do that are not trying to get around the system... but deliberately trying to put your car in your parents name and listing your parent as the primary driver of YOUR car is a scam whether you like it or not... depending on the insurance co, being a primary driver or additional driver on a policy may or may not make a difference in the cost... obviously the OP didn't do any research on any of this on his own or we wouldn't have had any of this thread here in the first place.

Again, do what you want, I don't care... just sayin... :rolleyes:

Thighs
03-13-2009, 04:36 PM
the car doesnt need to be in his name for it to be on his insurance. just have him put it on his policy.

BIGWADE
03-13-2009, 04:51 PM
ok so the title is in ur name so just got to the next seller spot on the title and sell it 2 ur dad!!! then he goes 2 tag office and gets the title in his name..thats why they have more than one sell/buyer spot on iT!!