Suntrust at Work vs other banks

[Buttons]

I'm 18 now, and i've been with Wachovia/SouthTrust for over 10 years. Lately I haven't been happy with my service.

Yesterday, I went by Suntrust at Publix to cash my check, because I needed some money. Anyways, the guy was telling me about Suntrust at Work. He said I will be getting 1.01% interest rates for my savings, which is a lot better than my i think 0.03% i'm getting at Wachovia at the moment. Free Checking and everything just like Wachovia.

Does anyone else bank with Suntrust or have Suntrust at Work?

I've talked to my parents about it, and they told me that it was my money and I can do whatever I want to do.

[JennB]

No, but I have a Wachovia checking account that is completely free and I keep my savings in ING which is somewhere around 2.5% right now. it keeps going down but it was once well over 4%.

What do you dislike about your service?

[Buttons]

No, but I have a Wachovia checking account that is completely free and I keep my savings in ING which is somewhere around 2.5% right now. it keeps going down but it was once well over 4%.

What do you dislike about your service?


You have a different Wachovia. That's the Way 2 Save thing, which I'm not getting.

I'm just really tired of the bullshit. And I rather be with a bank that will give me more interest.

[Danny]

Im with Jenn. I have a BOA account for checking and i keep a little spare cash in there. The rest of my cash is in HSBC savings. I have come to like this setup the best, i think financially its the wisest thing to do.

I am not sure what service related problems your having with wahcovia, but if your not happy. Tell them and close your accounts.

I cant tell you if suntrust will be the answer to your problems, but you wont know till you try. If you do not end up liking suntrust, you can always close your account and move on to someone else.

[JennB]

You have a different Wachovia. That's the Way 2 Save thing, which I'm not getting.
.

I do? :thinking:


And no, I do not have Way 2 Save. I never mentioned that.


BTW, brick and mortar banks almost always have low interest rates unless you have your money in CDs or really high balance accounts. Online savings is the way to go. 1% is still barely anything.

[GIXXERDK]

Its really not worth switching banks for a slightly higher rate. If you have money openup a CD, and this is also not worth doing if you dont put in 5k. Your best investment right now is to be frugal.

[wannab20hatch]

i do my banking at suntrust. its not really bad. i have an ing savings account just for fun. but i plan to put my tax return in a CD and leave it alone. Just remember with cd's the longer you sign to leave it in the more penalties youll pay to get it out. but shorter cd's dont earn as much interest.

[flak_monkey]

I'm 18 now, and i've been with Wachovia/SouthTrust for over 10 years. Lately I haven't been happy with my service.

Yesterday, I went by Suntrust at Publix to cash my check, because I needed some money. Anyways, the guy was telling me about Suntrust at Work. He said I will be getting 1.01% interest rates for my savings, which is a lot better than my i think 0.03% i'm getting at Wachovia at the moment. Free Checking and everything just like Wachovia.

Does anyone else bank with Suntrust or have Suntrust at Work?

I've talked to my parents about it, and they told me that it was my money and I can do whatever I want to do.I have it. It would be great if I could keep any money in my account. Hehehe.

I use my other high yield savings account for this stuff.

[Julio]

I had wachovia before and they sucked..

For saving, I have ING and HSBC.. but im about to pull from ING though.. I heard they may crumble soon..

But onlines saving is much better and convinient, per say.

[Buttons]

I do? :thinking:


And no, I do not have Way 2 Save. I never mentioned that.


BTW, brick and mortar banks almost always have low interest rates unless you have your money in CDs or really high balance accounts. Online savings is the way to go. 1% is still barely anything.

I just figured it was the Way 2 Save.

The problem was I wasn't even getting 0.1% interest, where as now i'm getting 1%. Plus this bank is open more and next door to my work. It'll be easier for me. I've already put $1200 into the account. I haven't closed the Wachovia one yet. So i'll see.

[SL65AMG]

I'm 18 now, and i've been with Wachovia/SouthTrust for over 10 years. Lately I haven't been happy with my service.

Yesterday, I went by Suntrust at Publix to cash my check, because I needed some money. Anyways, the guy was telling me about Suntrust at Work. He said I will be getting 1.01% interest rates for my savings, which is a lot better than my i think 0.03% i'm getting at Wachovia at the moment. Free Checking and everything just like Wachovia.

Does anyone else bank with Suntrust or have Suntrust at Work?

I've talked to my parents about it, and they told me that it was my money and I can do whatever I want to do.

screw normal banks. go to a credit union. better benefits, easy to deal with, better interest rates.

im with delta community CU and its great ive got no complaints.


i told wachovia to go fuck themselves cuz they charged me a $35 overdraft fee for 13 CENTS!!!! (my bill was like 123 and i had only 122.87 or some shit.)

they also charged me $5 to cash a check because its a business check.( keep in mind it was a WACHOVIA check)

they only have like .3% interest and i m making 2.5% at my credit union.

so fu** wachovia. they are horrible. i dont know so much about other banks, but avoid wachovia like the plague.

[donyellu]

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