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View Full Version : Misc What kind of home loan do you have?


4dmin
09-13-2005, 10:48 AM
What kind of home loan do you have? (i figured it would be a good topic to disscuss)

I have a 80/20 fixed for 5 years, so when when wifey starts making $$$ and finishes school we'll just refi.
chmura
09-13-2005, 10:58 AM
nice... I have most of them...lol

except for interest only....
Kristi
09-13-2005, 12:17 PM
i have the typically 30 year mortgage at 6% interest fixed
ISAtlanta300
09-13-2005, 12:54 PM
Ditto
EgAndMe
09-13-2005, 12:58 PM
i have a VA loan @ 5.75% fixed for 30 years.
tony
09-13-2005, 01:26 PM
7 year fixed @ 5.25% with 20% down
chrisdavis
09-13-2005, 05:49 PM
30 year fixed at 6.12%
Ricky Martin
09-13-2005, 06:05 PM
30 year fixed at 6.12%

are you sure about that??? I think that is your apr their buddy not you Interest rate...


My rate.. it sucks for you guys..

I have an FHA loan 30yr fixed at 3.625.. and I paid absolutely $0.00 in closing costs and bought my home for $20,000 under market value! hahahahahahahahahahahaha

u all got screwed! well except for klaud..
Tracy
09-13-2005, 06:07 PM
We have interest only right now for 9 years.
Kevykev
09-13-2005, 08:06 PM
April Purchase/ 5.125/ Fixed for 5 years.
Kevykev
09-13-2005, 08:07 PM
30 year fixed at 6.12%

6.125 ;)
Kevykev
09-13-2005, 08:08 PM
are you sure about that??? I think that is your apr their buddy not you Interest rate...


My rate.. it sucks for you guys..

I have an FHA loan 30yr fixed at 3.625.. and I paid absolutely $0.00 in closing costs and bought my home for $20,000 under market value! hahahahahahahahahahahaha

u all got screwed! well except for klaud..


Yo you also forgot to mention that you're a gay ass faggot ass BITCH Looking for males ages 18-25 to share the house with!
chrisdavis
09-14-2005, 09:20 AM
are you sure about that??? I think that is your apr their buddy not you Interest rate...


u all got screwed! well except for klaud..

I think so. I just went through my stuff and and it said interest rate 6.125%, and I only found one page that had APR on it. It said 6.740%. Is that right?


BTW thanks for letting me know you screwed me :goodjob:
chmura
09-14-2005, 09:26 AM
BTW thanks for letting me know you screwed me :goodjob:



:lmfao: :lmfao: :lmfao: :lmfao: :lmfao:
Ricky Martin
09-14-2005, 10:55 AM
All I meant by that was that I have the bomb rate.... I was only bragging mr chris davis.. at 6.125 with no money down you did good brotha!
chrisdavis
09-14-2005, 12:47 PM
All I meant by that was that I have the bomb rate.... I was only bragging mr chris davis.. at 6.125 with no money down you did good brotha!


I have no complaints :D
Kevykev
09-14-2005, 01:56 PM
I have no complaints :D


you muthafukin Better NOT, wouldn't wanna have to come over and regulate on that ass!!! :mad:
chrisdavis
09-14-2005, 02:01 PM
you muthafukin Better NOT, wouldn't wanna have to come over and regulate on that ass!!! :mad:


On your way to regulate can you stop by the store and get me some Shake and Bake for pork chops?
Nah Mean?
09-14-2005, 02:16 PM
sure thing bud!

Naaaaaaaaaaaaaah Meeeeeeeeeeeeean?
ISAtlanta300
09-14-2005, 02:51 PM
are you sure about that??? I think that is your apr their buddy not you Interest rate...


My rate.. it sucks for you guys..

I have an FHA loan 30yr fixed at 3.625.. and I paid absolutely $0.00 in closing costs and bought my home for $20,000 under market value! hahahahahahahahahahahaha

u all got screwed! well except for klaud..


You got all that shit and still are doing a 30 YEAR loan?? Don't look behind you...you may be getting screwed...
Kristi
09-14-2005, 03:05 PM
You got all that shit and still are doing a 30 YEAR loan?? Don't look behind you...you may be getting screwed...

:lmfao:
Ricky Martin
09-14-2005, 07:12 PM
You got all that shit and still are doing a 30 YEAR loan?? Don't look behind you...you may be getting screwed...thats funny man... but i have the luck to have been my own loan officer, processor, underwriter and sold my loan in secondary! you see it pays to be in the biz and work for a large servicer.. Although I dont work there anymore.. I got the employee hook up.. no screws laying around this house homie
chrisdavis
09-15-2005, 07:20 AM
thats funny man... but i have the luck to have been my own loan officer, processor, underwriter and sold my loan in secondary! you see it pays to be in the biz and work for a large servicer.. Although I dont work there anymore.. I got the employee hook up.. no screws laying around this house homie


I thought maybe he was implying that you should have went with a 15 year loan and saved on the interest. I figured you took the 30 year cuz you plan on selling it. I could be wrong though.