Bike + 18 = insurance questions

[X-Runner]

Im almost considering getting rid of my 94 Civic LX for a street bike or something. Been thinking a Ninja 250 but still un-sure possably even a cruiser. Ive never rode before so Id take some classes/saftey courses whatever I need to do to make sure I stay safe and know what Im doing.

My biggest concern is what is insurance going to run me on a bike being Im 18. My truck is with Safe Auto right now because they were the cheapest. $310 a month for full coverage, Ive got 1 impeading traffic ticket. I know no one but the insurance company will know 100% but just looking for your input.

Edit, any suggestions on a bike for a first time rider? Proabably going for more of a cruiser bike.

[Alan®]

liability only. you can do it even on a brand new bike you are financing because its not considered a primary vehicle

[quickdodge®]

You should have posted this in the MOTORCYCLE section. Would get more appropriate help there. Later, QD.

[X-Runner]

liability only. you can do it even on a brand new bike you are financing because its not considered a primary vehicle

I didnt know that... Im going to go look around at Mountain Adventures in Conyers monday I hope

[X-Runner]

You should have posted this in the MOTORCYCLE section. Would get more appropriate help there. Later, QD.

Sorry, didnt know we had a motorcycle section...

[redrumracer]

Go with State Farm. insurance for me with them @ 21 would have been right at 800 a year i think for a 1000cc bike.(R1) and thats with 5 tickets and 2-3 accidents

[X-Runner]

Go with State Farm. insurance for me with them @ 21 would have been right at 800 a year i think for a 1000cc bike.(R1) and thats with 5 tickets and 2-3 accidents

State Farm was $300 a month for me with no tickets for liabilty on a 96 Explorer...

[willum14pb]

I got quoted $200 a year for liability on bike insurance.. I'm also 21 though :P but it's pretty cheap.

[redrumracer]

State Farm was $300 a month for me with no tickets for liabilty on a 96 Explorer...
yea a bike is ALOT cheaper. oh and that was full coverage. my insurance on my old camaro was 1200 every 6 months and that was before like 3 of my tickets and 1 of my accidents. and it was only liability.

[Kevykev]

I think the formula goes Bike + 18 = Death.... it was something like that.

Don't quote me on it but, 'twas something of that nature. :dunno:

[_Christian_]

Get a hayabusa and **** insurance

[X-Runner]

I think the formula goes Bike + 18 = Death.... it was something like that.

Don't quote me on it but, 'twas something of that nature. :dunno:

Why do you say that? Just because Im 18 doesnt mean anything.

[Kevykev]

Why do you say that? Just because Im 18 doesnt mean anything.


Nothing to do with you personally. Just a general formula that's been around :D that's all.

I personally wish you the best with your decision.

[X-Runner]

Nothing to do with you personally. Just a general formula that's been around :D that's all.

I personally wish you the best with your decision.

Ah. Well Ive rode ATVs and dirt bikes since I was little so I can ride those pretty well. Only thing that really scares me on the streets is other drivers... I crashed my Honda 50R on the street a few months ago, shifted to 3rd and it threw me right off the back :lmfao:

[Elbow]

Nationwide. I'm only 20, and it's really cheap....really cheap....(on 08 Ninja 250)

[scabtastic]

last year when i had my bike...i was also 18..i had a yzf600r which is kinda like a detuned r6....but i had comprehensive and what not and was paying $86 a month....too bad i only had it for that long before a truck t-boned me....i had progressive btw

[ironchef]

Whats the difference between liability, comprehensive, and collision? I always get those backwards.

[carbon_crash]

Im almost considering getting rid of my 94 Civic LX for a street bike or something. Been thinking a Ninja 250 but still un-sure possably even a cruiser. Ive never rode before so Id take some classes/saftey courses whatever I need to do to make sure I stay safe and know what Im doing.

My biggest concern is what is insurance going to run me on a bike being Im 18. My truck is with Safe Auto right now because they were the cheapest. $310 a month for full coverage, Ive got 1 impeading traffic ticket. I know no one but the insurance company will know 100% but just looking for your input.

Edit, any suggestions on a bike for a first time rider? Proabably going for more of a cruiser bike.

PM me for more info, But I wrote the policy for simontibbett thru Nationwide. Since your only 18, you can expect a little higher price on insurance anywhere. But if you only get a 250 and take a safety class, then I could work you up a decent price. Let me know, and I can give you a ball park quote man