Cycle Insurance

[slowinmidga]

So Ive ridden buddies bikes off and on for a couple of years but ive never gotten my license but I am now in the market for a bike and plan on getting my license tomorrow but the insurance is like 2000 for a year!! Are the rates always this ridiculous or is it because I dont have my license yet? Who are you guys using for insurance cause i sure as hell aint paying 200 a month for insurance.

[Sammich]

get use to it...everytime i hear about motorcycle insurance...its way higher than car insurance

[slowinmidga]

damn...thats 5times more than I pay for 2 new cars.....forget a motorcycle then

[carbon_crash]

what kind of coverage are you trying to get on the bike? Cause full coverage on a bike is almost always high unless you are over 35 amd married.

[DieselNuts]

what company is that quote through?

2 of my friends just bought bikes. an 08 and 07 cbr600. They each pay about $70/mo full coverage....

[slowinmidga]

It was 3000 from allstate and 2000 with Geico. Progressive is hella more reasonable at 650 for 12 months full coverage. Looks like buying a motorcycle is back on!

[DieselNuts]

I heard statefarm was pretty good too. Progressive is actually one of the higher quotes I have seen from my buddies.

[carbon_crash]

Progressive is one of the most competative companies for Motorcycle insurance, State Farm and Allstate usually cant touch Progressive for some reason. Age and bike size plays a huge role in the ratings.

[iloveboost]

Riding experience has a lot to do with it. Lie and say you've been riding for 6+ years. :D

[carbon_crash]

^^I usually give people a little more experience than I know they have!LOL!!^^





*insurance guy leaves

[David88vert]

Progressive is one of the most competative companies for Motorcycle insurance, State Farm and Allstate usually cant touch Progressive for some reason. Age and bike size plays a huge role in the ratings.

Progressive gave me the highest quote that I have ever had. 35, married, no tickets - $5600/yr. I thought that he had accidentally read another 0 on it....

[slowinmidga]

Progressive gave me the highest quote that I have ever had. 35, married, no tickets - $5600/yr. I thought that he had accidentally read another 0 on it....

Good googly moogly!!

[Tarzanman]

It varies from person to person. A lot of people pay cash for their bikes (usually used) and then only carry liability. Driving record, bike year, and zip code have a lot to do with it. I have a 29 yr old friend who only pays 400/yr for full coverage... but he has a 9 year old R6.

[THATdude]

state farm 25 a mth for a 99 gsxr 600:goodjob:

[InEeDaKaR]

my buddies and i are wit progressive...they gave me a pretty decent quote over geico, state farm and all state both on liability and full coverage...and my drivin record isnt to much to be proud of

[Blitanicle99]

Is there like a year cut off for cheap insurence? I know the new bikes are more to insure and the older bikes are cheaper. But, its much easier to get approved for a new bike for some reason.

Any help? I can make pretty much any kind of monthly payment for a bike, but they wont approve me without a co signer. I can put like half down too! WTF..

Advice?

[Killer]

So Ive ridden buddies bikes off and on for a couple of years but ive never gotten my license but I am now in the market for a bike and plan on getting my license tomorrow but the insurance is like 2000 for a year!! Are the rates always this ridiculous or is it because I dont have my license yet? Who are you guys using for insurance cause i sure as hell aint paying 200 a month for insurance.

besides value of the bike it self it all depends on engine size... a 250cc is gonna cost you less on ins than a 600cc....

i have an 02 buell blast 492cc and that's running me right around 500 for a full year of ins... and that's full coverage... and i do not have my motorcylce lic yet... nor have i taken any courses...

[Killer]

It was 3000 from allstate and 2000 with Geico. Progressive is hella more reasonable at 650 for 12 months full coverage. Looks like buying a motorcycle is back on!


yeah... stay with progressive for motorcycle.. that's who i went through...




even though my car ins is way cheaper through allstate..