stocks, bonds, and investment info and advice

[dohc4.6sc]

ok to start off with i know how stocks work, the only thing i know about bonds is your money is secure. so does anyone know how bonds work? there is also another thing i have heard of where you put money in the back and they pay you intrest, how does that work? and which do y'all think is best?

[dohc4.6sc]

anyone?

[SouthSide Tay]

this should be posted in wallstreet

[dohc4.6sc]

i dont mind if its moved, sorry for the mess up. i will pm one of the mods and have them to do that asap.

[Spektrewing386]

the interest in the bank is minimal... fractions of a fraction of a percent. I have like $6000 in my savings currently and in 1 quarter the interest was only like 15 cents.

bonds, its basically a loan where to a companie/government and they pay you back with interest.
a stock is fractional ownership of a company, if a company becomes worth more, then the stock is worth more.

[dohc4.6sc]

the interest in the bank is minimal... fractions of a fraction of a percent. I have like $6000 in my savings currently and in 1 quarter the interest was only like 15 cents.

bonds, its basically a loan where to a companie/government and they pay you back with interest.
a stock is fractional ownership of a company, if a company becomes worth more, then the stock is worth more.

i know that much, but that is all i know. dude i only have a ged and i am doing this with my bonus money from the military. all the other stuff you said i only half @ss understood. could you possibly go into more detail? and +1 for trying, i know if i wasnt an uneducated f.uck i would understand but i just need a little more details to compltey get it.

[dohc4.6sc]

bonds, what kind of interest do you get? how many years does it take?

[SouthSide Tay]

all depends on when it matures and also there is a penalty for cashing them in before they mature and its usual pretty big

[Spektrewing386]

investing is a good thing to do with a large sum of money. a lot of people will go out and get a cool car that will depresiate in value (unless its a nice collector car).

I dont know too much, because i only have about $2000 in stocks and im doing it by myself through Scottrade, and the only one thats doing good is Exxon Mobil and Visa. I have a lot of Sirius too, because when I got it, the xm/sirius merger was going to happen, but the FCC decided to kill off both companies by not saying anything on a merger yet, even though the DOJ already approved. A deal thats been dragged out over a year because the FCC think it will hurt the consumer, even though the DOJ already said that it gets enough competition through mp3 players and the internet. But the truth is that the Bush appointed Kevin Martin of the FCC is getting money from all kinds of lobbyists to kill off Sirius/XM radio companies. Even though they are already dying companies. It pisses me off.


Best thing to do is to ask some sort of investing expert what to do. If you have a large bonus, you can spend a little of it getting the right help. Like Charles Schwab or someone on your military base.

[SampaGuy]

I learned a lot of the basics on investopedia.com, check it out. I used to spend hours on there, definitely gave me an edge compared to other business students at GSU who are completely lost during lectures.

Put your money in something safe like government bonds or an ING account or something for now. Then slowly as you do more reading and learn more you can start investing on something that will make you more money. I'm mutual fund shopping right now, I've been buying investing magazines and reading stuff online like crazy. It does take a lot of research but remember the sooner you start the better :goodjob: and, as they say, "why work for money, when you can make money work for you?"

[dohc4.6sc]

I learned a lot of the basics on investopedia.com, check it out. I used to spend hours on there, definitely gave me an edge compared to other business students at GSU who are completely lost during lectures.

Put your money in something safe like government bonds or an ING account or something for now. Then slowly as you do more reading and learn more you can start investing on something that will make you more money. I'm mutual fund shopping right now, I've been buying investing magazines and reading stuff online like crazy. It does take a lot of research but remember the sooner you start the better :goodjob: and, as they say, "why work for money, when you can make money work for you?"

so far i have read government bonds are not secure. secure bonds say that if the company goes bankrupt they will still give you your money back and gov. bonds dont do that.

[SampaGuy]

so far i have read government bonds are not secure. secure bonds say that if the company goes bankrupt they will still give you your money back and gov. bonds dont do that.

Is our government going bankrupt anytime soon? They have the power to tax, so it will never happen. American government bonds are risk-free. That might not be the case if you lived in say, Afghanistan.