What kind of salary..

[tony]

Do you think it would take for you to live the lifestyle you want? This is semi realistic now.. something you really believe you can obtain in your life time.

[Sammich]

50k is sufficient

[Jimmy B]

50k is sufficient
PBS, when you make 50K, let me know if its enough..

Trust me, IMO, its not..

i would be happy with a 100K a year job... for a little while

[EJ25RUN]

i dont think 100k is impossible by the time im 40.

Then again with inflation and whatnot?

[tony]

50k is sufficient

Nothing more? I wont lie I make a tad more than that and things aren't tight but they sure are not quite comfortable either. Taxes totally kill my pay.

[Sammich]

he said semi-realistic..i can say 50k/yr because i dont require alot..all i need is enough to have a decent house with a mortgage not exceeding 2k/month and a decent car, which i already have and a DD which i already have..yea i may get more, but right now..i'm almost able to get what i want and i'm way less than the 50k mark..

[tony]

i dont think 100k is impossible by the time im 40.

Then again with inflation and whatnot?

Forget inflation, we'll assume all things stay equal

[Sammich]

Nothing more? I wont lie I make a tad more than that and things aren't tight but they sure are not quite comfortable either. Taxes totally kill my pay.

lol forgot about taxes...i mean 50k/yr AFTER taxes..not pretax:D

[Jimmy B]

Nothing more? I wont lie I make a tad more than that and things aren't tight but they sure are not quite comfortable either. Taxes totally kill my pay.

yea... im with you tony..

[Crazy Asian]

I need at least 200-300k to live a normal life. Ya seems a lot but when you look at things most average household are now making six figure salary. I ono when this happened but damn.

[Dietcoke]

I make around 45k after taxes... enough to live the way I live but I still have to budget extra things I want... car parts... etc. If wifey had a decent job we'd be rolling in it though. Right now I pay all the bills.

[Leisa]

150K

[ATL86]

The more you have the more you'll want.

[Nemesis]

Id be fine with 100k. My lady is a Dental Hygenist so her salary is around 60-80k, so both of ours put together will be in the high 160ks (when I get my 100k job LOL)

[Sammich]

I make around 45k after taxes... enough to live the way I live but I still have to budget extra things I want... car parts... etc. If wifey had a decent job we'd be rolling in it though. Right now I pay all the bills.

thats the situation i'm presenting..if things remain the way they are and she still pays the bills that she does..and i pay the bills i do..50k/yr after taxes is enough

[redrumracer]

id say right around 120k or so would be comfortable. that way id have plenty for retirement or what ever.

[tony]

ehh, I want some NICE things.. not lavish but really really nice. I'm a sucker for exclusive ish so.. at the least $15k a month but shooting for twice that. I don't really put a limit on what I can potentially make but what I've mentioned here is a real goal that I am working toward now.

My salary was nice a couple of years ago but as someone said before you'll always want more, I wish I could think more like phatboi because it would make me a better person but I just cannot help it.

[Crazy Asian]

Bahahah i agree tony. Once we start earning a lil more green we cant go back to the mediocre salary.

[Blitanicle99]

Considering the average american makes 60, I would shoot for 100. Money isnt everything.

[Sammich]

ehh, I want some NICE things.. not lavish but really really nice. I'm a sucker for exclusive ish so.. at the least $15k a month but shooting for twice that. I don't really put a limit on what I can potentially make but what I've mentioned here is a real goal that I am working toward now.

My salary was nice a couple of years ago but as someone said before you'll always want more, I wish I could think more like phatboi because it would make me a better person but I just cannot help it.

only thing that changed when my wages changed was me getting a car with air condition...i did the same things..kept it hella clean and do all my maintenance..i'm really simple..and fortunately so is my wife

[BobbyFresco]

I can't give an honest answer because enough is never enough for me....
I make close to the 100k mark and after taxes and child support, I'm still unhappy...Content isn't what I want to be.

[1000cckiller]

150k to 175k

[ironchef]

ehh, I want some NICE things.. not lavish but really really nice. I'm a sucker for exclusive ish so.. at the least $15k a month but shooting for twice that. I don't really put a limit on what I can potentially make but what I've mentioned here is a real goal that I am working toward now.

My salary was nice a couple of years ago but as someone said before you'll always want more, I wish I could think more like phatboi because it would make me a better person but I just cannot help it.I have the same problem. I think $250k would be I suppose the minimum, is it realistically attainable? I think through hard work, and knowing the right people, it sure could be.

[ironchef]

Considering the average american makes 60, I would shoot for 100. Money isnt everything.Don't know where you're getting those numbers from, see attached.


In 2006, the median (http://en.wikipedia.org/wiki/Median) annual household income according to the US Census Bureau (http://en.wikipedia.org/wiki/US_Census_Bureau) was determined to be $48,201.00.[3] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-US_Census_Bureau_news_release_in_regards_to_median _income) The median income per household member (including all working and non-working members above the age of 14) in the year 2006 was $26,036.[4] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-US_Census_Bureau_median_income_per_household_membe r) In the year 2005, there were approximately 113,146,000 households in the United States. 19.01% of all households had annual incomes exceeding $100,000,[5] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-US_Census_2006_Economic_Survey.2C_income_data) 12.7% fell below the federal poverty threshold (http://en.wikipedia.org/wiki/Poverty_in_the_United_States)[6] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-US_Census_Bureau_press_release_regarding_poverty) and the bottom 20% earned less than $23,202.[7] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-US_Census_Bureau.2C_income_quintiles.2C_2007) The aggregate income distribution is highly concentrated towards the top, with the top 6.37% earning roughly one third of all income, and those with upper-middle incomes control a large, though declining, share of the total earned income.[8] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-USAToday.2C_the_definition_of_middle_class_income)[2] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-The_American_Class_Structure) Income inequality in the United States (http://en.wikipedia.org/wiki/Income_inequality_in_the_United_States), which had decreased slowly after World War II (http://en.wikipedia.org/wiki/World_War_II) until 1970, began to increase slowly in the 1970s, and has increased more quickly since then.[9] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-0) Households in the top quintile (http://en.wikipedia.org/wiki/Quintile), 77% of which had two income earners, had incomes exceeding $91,705. Households in the mid quintile, with a mean of one income earner per household had incomes between $36,000 and 57,657.[10] (http://en.wikipedia.org/wiki/Household_income_in_the_United_States#_note-US_Census_Bureau.2C_income_quintiles.2C_2006)

[ahmonrah]

personally, a net annual income of about 70k would be fine, for a little while.

[1000cckiller]

I live good, so who would I be to complain.

[Killer]

i'd say 60-70k to live comfortably without so much worry...

but to truly live how i want to live 100k or more a year...

[quickdodge®]

I'm already loaded so my job is enough for me. Seriously. Later, QD.

[4dmin]

175-200k... which we will be in later this year

[ironchef]

Also, I 'd like to make enough to qualify for an Amex Black card.

[Sammich]

Also, I 'd like to make enough to qualify for an Amex Black card.

A.E.: African American Express

[tony]

Also, I 'd like to make enough to qualify for an Amex Black card.

"'Oh my God, is that a black card?' I turned around and replied 'Why yes, but I prefer the term "African American Express."

lol I love Kanye

[ironchef]

Haha, I don't really like Kanye, but thats funny.

[VegetaRules]

Well, I'd personally like to make around 60K myself. Now I wouldn't want to set a limit, but the hhonest answer to this question is about you. Making more money is never the answer if you cannot budget.

Thustly if you "can't contain" yourself at one amount, you certainly won't at another. Right now my house note is $501 for a 3 bedroom 2 bath split-level( also not in the hood, before that sneaks into anyones head). I'm good with that. Would I like a 2 car garage instead of 1 sure, but would I want an extra $500-$600 added to my mortgage??? Nope, but if I didn't look at things realistically I'd do it.

If you can't budget off $30K, you'll never be able to budget off $100K+ Thats most people's problem, not saying the people in here have one. Seriously though I understand you "can't take it with you", but so many things have to go right when you spend more money.

Like say you lose your 100K job, with the economy the way it is, & going, isn't it better to have the same things with a few extra goodies on a 40K budget, vs having your lifestyle set at a 100K pay scale?? Say that 100K isn't as quickly replaced, then what?

If I lost my job, I could still off unemployment, or even a 2-job system still afford to at worst maintain the house bills. Thats my only goal to make sure my house expenses are at a point where if anything happened I could still have a place to live.

See like the wealthier people were complaining about the tax refunds, about how they're "broke" like others, somone was like" no one told you to go out & ball out on uneccessary things". Spend wisely & it won't matter what you make....Vegeta

[Sammich]

"'Oh my God, is that a black card?' I turned around and replied 'Why yes, but I prefer the term "African American Express."

lol I love Kanye

+13 your way for the best line of...06 was it? lolol

[Ruiner]

A lot...then again, I have big-money tastes. ;)

[ironchef]

Even a mortgage at $1500 a month + utilities + cell phone + car insurance + escrow (for insurance and property tax) will put you around $22-2500 a month. Let's figure that $50k will have you bringing home $38-40k a year.

So, $2500 month (mortgage + utilities + escrow) = $30k a year

If you are only bringing home $40k a year, you only have $10k a year (or $833 a month) extra. Now you have to buy food, gas, car insurance, car note, etc.

$50k won't even be CLOSE to enough and that's if your mortgage is $1500.I concur. I think nowadays if you're single, and living by yourself, you should make minimum $60k after tax to live decently, and be able to put away money for retirement or rainy day.

[Ruiner]

Considering the average american makes 60, I would shoot for 100. Money isnt everything.

Link to back up your claim?

Maybe the average American FAMILY, but not average single person.

[Sammich]

Link to back up your claim?

Maybe the average American FAMILY, but not average single person.

indeed

[ironchef]

Link to back up your claim?

Maybe the average American FAMILY, but not average single person.He's already been disproved, check post #24.

[RandomGuy]

100k profit, but not working, as a business owner (probably a gas station or two)... lol

So no 9-5's and what not and a decent allotment of free time to travel, do sh!t.

Sure 100k isn't a lot but that'd seriously take care of most/all my wants/needs.

[YoungGun]

I'd like to be making close to 100k when I finish up school. Its definitely possible if my company goes as planned but with the economy who knows. When I get older and get married or whatever that will definitely go up. I'd like to make 7 figures a year before I retire though and that would be off salary, investments, etc. Should be possible but once again who knows.

[ironchef]

I'd like to be making close to 100k when I finish up school. Its definitely possible if my company goes as planned but with the economy who knows. When I get older and get married or whatever that will definitely go up. I'd like to make 7 figures a year before I retire though and that would be off salary, investments, etc. Should be possible but once again who knows.You know you made it when you use your salary to pay off capital gains taxes :lmfao:.

[IDCoconut]

No job or salary.....cuz ima win da lottery bitz!!!!

[thepolecat]

Im a teacher and do ok on 40 a year. Between the wife and I when she gets done in school- I'd say 80 a year would tide us over nicely. Do we want more- hell yeah!

[4dmin]

i added a poll for everyone; which i'm sure 50% of posters will put making over 100k and drive civics :jerkit: :lmfao:

[quickdodge®]

i added a poll for everyone; which i'm sure 50% of posters will put making over 100k and drive civics :jerkit: :lmfao:

That's why I don't make polls. You'll never get an accurate response. But to question the poll....is this Net or Gross? Later, QD.

[con]

I would like 100K+, but until then 70% of that will have to do......

I agree with the others who have stated that if you're struggling with the current salary, you'll also struggle at your target goal. The more you have to spend, the more likely you are to spend and then spend some more on credit!!! I'm living proof and now paying for my consequences. I'll be out of the hole and trying my best not to dig back into it within another year though.

[Revmaynard]

Right now, I make about $1700 a month and I live with my girlfriend and a room mate. My girl is a waitress at a nice restaurant and she's about to graduate Agnes Scott, all of us split stuff three ways. I could make more but I'm happy with my life. Hopefully I can start school next fall since she's graduating.

[Jimmy B]

LOL at the poll, already kids are lying

[4dmin]

LOL at the poll, already kids are lying

i know right... gotta love peeps online. everyone has to try and act like they are a somebody. :goodjob:

[DaX]

I voted for my income, not household income.

[ironchef]

i know right... gotta love peeps online. everyone has to try and act like they are a somebody. :goodjob:Make the names public.

I voted, I make less than $20k, but then again im a fulltime student and part time worker. < $20k FTL :(.

[4dmin]

Make the names public.

I voted, I make less than $20k, but then again im a fulltime student and part time worker. < $20k FTL :(.

we should publish all of the 100k+ people lol... i posted mine only like dax not my household

[ksniperfox]

actually pretty content right now on 40k. it is plenty sufficient. if anything, im fairly careless with my money. but its more than enough to live alone, have a sufficient dd, and go out and eat frequently, do as i please, and have some beer around the house, + 401k/insurance, etc.

however id always be more content with 50k, that is my goal this year..well see what happens.

[Crazy Asian]

OOPS I put 100k when I should have put 20k over. Damn my idiot brain.

[DaX]

I'd be VERY happy with a household income of $100K and no more student loans to pay for. We're making it fine right now on a household income of around $70K - I just bought the wings for "zee plane". If we made more money, things wouldn't be AS tight, but like I said, we're getting by without eating Ramen. I do, however, drive the world's largest piece of crap, and will continue to do so until the airplane is finished.

[Jimmy B]

we should publish all of the 100k+ people lol... i posted mine only like dax not my household


me too.. i had my wife quit her job a month ago.. she didnt like it, so.. im the only one bringin in any money..

[quickdodge®]

i know right... gotta love peeps online. everyone has to try and act like they are a somebody. :goodjob:

Damn skipped right over my question. Is this before or after taxes? Later, QD.

[4dmin]

me too.. i had my wife quit her job a month ago.. she didnt like it, so.. im the only one bringin in any money..

thats ok i got laid off nov 30; 2 days before i left to go out of the country and i'm the only one working in my house. wife is still in grad school. dec was an interesting month :goodjob:


QD before taxes

[Psycho]

I wouldn't be able to live happily with less than 100k a year after I graduate. Until then, I'm more than happy with my ~20k a year.

[R3RUN]

I need at least 200-300k to live a normal life. Ya seems a lot but when you look at things most average household are now making six figure salary. I ono when this happened but damn.
Ummm, do you live in Dubai? The average household does not make 6 figures in this country.

[Psycho]

lmao who voted they live off the govt?

[man]

I'll be over 60K as soon as I finish school.

[Julio]

more money mo' problems. Atleast for me... My goal was to make over 70K in 06.. did that...
Now I got in trouble in one of my traveling adventures recently.... Yup... debt im in right now.. but is all good.... Me single.. 100K would be straight.. but taxes are killing me now as it is... and then ****ing me at tax time... This year, Im shooting for 80K...
Even if I have to get a PT gig like last year... Life is not easy playboy... but you have to pay to play...

[Jimmy B]

more money mo' problems.

Life is not easy playboy... but you have to pay to play...

two of the best quotes in this thread

[Reaper]

I live off commission between real estate and my moms company, so an average month for me without selling any real estate is about 4400bucks after taxes...believe me, its not enough..In the beginning it was but I wasn't saving any money, and on a commission based salary I had a bad month and believe me when you have to take out a loan to pay the bills it really sucks.

The more ya get the more ya spend, and unfortunately its hard to slow down spending once you've started. Atleast for me...I'll be comfortable after I save enough money and buy a house and I'm raking in 150-200k...which is hopefully in the near future. but we'll see.

[RandomGuy]

over 100k 7 23.33%


lirl

[JITB]

give me 70-80k and im comfortable..

[con]

damn....

kudos to those of us supporting families, paying mortgage, providing health/life/auto/home insurance, daycare, school tuition, college loans, utilities and etc.

[JConner]

I have grown up with parents that make much more than 100K and after living with no worries about money all these years I plan on making the same money and am working on that as a full time student right now heading towards my MBA.

the rich get richer because they continue to do what made them rich
the poor get poorer because they continue to do what made them poor

[JConner]

[QUOTE=Julio]but taxes are killing me now as it is... and then ****ing me at tax time... This year, Im shooting for 80K...
QUOTE]

yep this is why we need a simplified tax system like the Fair Tax, but the media ignores it and wont support it because the poor people think the rich need to be taxed more.

[Kevykev]

Tony, this thread will not give you realistic results because most, not all but most people will answer is several different ways.

1) AIM high since the figure will indirectly state what they DO make (ie: Well, i can't select 50k because that'll show people that i dream of making 50k which means that i make well under 50k) nah mean? - I could be wrong though. :)

2) Base it on an unattainable or unrealistic lifestyles

3) Think of MTV cribs and AIM to the Sky

I'll take 90-100k (To actually answer your question) i'll be comfy then but if i continue bringing in what I brought in last year I'd still be secure.

[Kevykev]

I think I found the problem:

Poll: How much do you actually make?

____ Then the post says

What kind of salary..
Do you think it would take for you to live the lifestyle you want?


that caused a large scale misunderstanding LOL so i will give the benefit of the doubt to some of the posters.

[jmotank]

when answering the pole if married are you looking for house hold income or personal? stupid question i know, just curious.

[Kevykev]

My figure was based on single income before taxes.

[man]

1) AIM high since the figure will indirectly state what they DO make (ie: Well, i can't select 50k because that'll show people that i dream of making 50k which means that i make well under 50k) nah mean? - I could be wrong though. :) TRUE

2) Base it on an unattainable or unrealistic lifestyles No Such Thing

3) Think of MTV cribs and AIM to the Sky If no one dreamed big would we even have MTV cribs?

Just something to think about.

EDIT: Just read your other post, nvr mind but still something to think about when defining your goals.

[joecoolfreak]

we should publish all of the 100k+ people lol... i posted mine only like dax not my household

I am sure that at least some of those people might have answered truthfully ;-)

[tony]

Tony, this thread will not give you realistic results because most, not all but most people will answer is several different ways.

1) AIM high since the figure will indirectly state what they DO make (ie: Well, i can't select 50k because that'll show people that i dream of making 50k which means that i make well under 50k) nah mean? - I could be wrong though. :)

2) Base it on an unattainable or unrealistic lifestyles

3) Think of MTV cribs and AIM to the Sky

I'll take 90-100k (To actually answer your question) i'll be comfy then but if i continue bringing in what I brought in last year I'd still be secure.

Kev, I didnt post up the poll, paul (admin) did but its still interesting to see. I was just asking what kind of salary you require to live the lifestyle you want.

Personally.. when I see someone with a Porsche GT3 in the driveway I don't automatically think "damn thats a nice car" but the thought is moreso "damn, why is it taking me so long to get there" Its not just the material things but certain goals I set for myself. I just wondered how common that line of thinking is.

[ironchef]

My thinking when I see that is "what are they doing that I'm not" then I get back to reality and realize I'm still in college :(.

[Kevykev]

Kev, I didnt post up the poll, paul (admin) did but its still interesting to see. I was just asking what kind of salary you require to live the lifestyle you want.

Personally.. when I see someone with a Porsche GT3 in the driveway I don't automatically think "damn thats a nice car" but the thought is moreso "damn, why is it taking me so long to get there" Its not just the material things but certain goals I set for myself. I just wondered how common that line of thinking is.

Seems like i missed the PeakPostingPoint of this thread :D

I feel you on that brother! :yes:

I know you have a good understanding of the importance of material and non-material goods.

When I think of my family and my fiance, it feels like i have already accomplished all of my goals. :yes:

[JITB]

baby kevykevs?

[Andy_013]

I voted, I make less than $20k, but I'm a full-time student and part time worker.

[ironchef]

baby kevykevs?Watch their first words be "Nah Mean" :lmfao:.

[_Christian_]

i think ppl misread the poll. the poll says how much you actually make. i know for a fact 20+% of ia isn't making over 100k. I feel i need to make at least 100k to support a family.

[redrumracer]

currently im a student full time and make under 20k, but thats fine for now because my parents pay for a lot of things till i get out of school. when i finally graduate i'll be making 100k+

[chrisdavis]

Personally.. when I see someone with a Porsche GT3 in the driveway I don't automatically think "damn thats a nice car" but the thought is moreso "damn, why is it taking me so long to get there" Its not just the material things but certain goals I set for myself. I just wondered how common that line of thinking is.


I am never envious of people having nice things like that. I often wonder what they did to achieve those things and what I can learn and apply in my own life.


My wife and I are about 20k a year from our goal. She is going back to school and I am about to finish so this will be attainable soon.

[tony]

I am never envious of people having nice things like that. I often wonder what they did to achieve those things and what I can learn and apply in my own life.


My wife and I are about 20k a year from our goal. She is going back to school and I am about to finish so this will be attainable soon.

whoa now, I never said envy.. I'm very happy for those people and any chance I get to speak to someone in that position I admire what they have accomplished.

At the end of the day I still come home to more than what some people never accomplish in their lifetime and I am appreciative. At the same time I always push myself, so when I say "what is taking me so long" its the frustration of knowing I'm putting forth every effort to obtain that goal.. envy doesn't motivate me.

[chrisdavis]

whoa now, I never said envy.. I'm very happy for those people and any chance I get to speak to someone in that position I admire what they have accomplished.

At the end of the day I still come home to more than what some people never accomplish in their lifetime and I am appreciative. At the same time I always push myself, so when I say "what is taking me so long" its the frustration of knowing I'm putting forth every effort to obtain that goal.. envy doesn't motivate me.


I was only speaking for myself. I know some people who are jealous of anyone who has anything nicer than they do. They feel that the nicer things in life should be handed to them while putting in absolutely no effort to obtain such things. Sorry for the confusion

[tony]

I was only speaking for myself. I know some people who are jealous of anyone who has anything nicer than they do. They feel that the nicer things in life should be handed to them while putting in absolutely no effort to obtain such things. Sorry for the confusion

Gotcha, I misunderstood and I apologize.

[Kevykev]

I would say i stopped the Envy deal about 4 years ago or so because:

1) You don't know what they did for that money.

2) You don't know what responsibility comes with having that money.

3) Rich people kill themselves, their spouses family members etc. etc. that alone proves that money DOES NOT = Happiness.

4) Feel free to add guys


What's the deal with baby Kevykev's? :dunno:

[gijeff1805]

i never have enough money...and probably never will

[Ruiner]

currently im a student full time and make under 20k, but thats fine for now because my parents pay for a lot of things till i get out of school. when i finally graduate i'll be making 100k+

Oh yeah? In what job market?

[Kevykev]

Oh yeah? In what job market?

Don't Challenge him! That's what Mr. Thompson, the recruiter said.

[Lizbiz101]

I want to make at least 60k a year. That's why I'm busting my ass at school, work, and my internship. If I make 60k and my husband makes more than that, we will be STRRRRRRAIGHT!!!!

[tony]

Oh yeah? In what job market?

I REALLY wanted to ask the same.. because from what I understand unless you're in an ELITE school or spending more than half a decade in school (which still isn't a guarantee) $100k a year out the box isn't likely.

[1000cckiller]

I REALLY wanted to ask the same.. because from what I understand unless you're in an ELITE school or spending more than half a decade in school (which still isn't a guarantee) $100k a year out the box isn't likely.No for both to me, and I am doing well.

[DieselNuts]

oops, I voted after reading just the poll title and put what I make now. I think I would be happy with $100k/year.

[R3RUN]

I REALLY wanted to ask the same.. because from what I understand unless you're in an ELITE school or spending more than half a decade in school (which still isn't a guarantee) $100k a year out the box isn't likely.
Not that unlikely. Physicians assistants in anesthesiology come out of school making 130K+ with 6-8 weeks paid vacation. 4 years of school plus the 2 year PA program and you're done. Oh and half a decade in school is pretty common nowadays.

[4dmin]

Not that unlikely. Physicians assistants in anesthesiology come out of school making 130K+ with 6-8 weeks paid vacation. 4 years of school plus the 2 year PA program and you're done. Oh and half a decade in school is pretty common nowadays.

true, my wife is a getting ready to graduate pharmacy school she has gotten quite a few offers over 100k + yearly bonus/raise, vacation, 401k matching, great healthcare, etc... but after 8 years and PharmD title you better make that much. education for such jobs can run you easily 25k a year; my wife is at mercer and it is 28k a year x 4years... ya :cry:

[R3RUN]

Yea its pricey but if you know how to manage your money you can pay it off pretty quick. Pass on the bmw and big house the first few years and pay dat **** off. lol.

[4dmin]

Yea its pricey but if you know how to manage your money you can pay it off pretty quick. Pass on the bmw and big house the first few years and pay dat **** off. lol.

actually there is no point to rushing to pay off school loans... if you have 100k in school loans you are looking at an approx 600 payment depending on the interest rates you got. if you die they don't transfer... take 30 years to pay them off b/c rushing to pay them off isn't going to gain you anything. you could die tomorrow and knowing you passed on enjoying life to be a jew would suck :goodjob:

[ironchef]

actually there is no point to rushing to pay off school loans... if you have 100k in school loans you are looking at an approx 600 payment depending on the interest rates you got. if you die they don't transfer... take 30 years to pay them off b/c rushing to pay them off isn't going to gain you anything. you could die tomorrow and knowing you passed on enjoying life to be a jew would suck :goodjob:Kind of unnecessary don't you think? I don't get why a person has to be ridiculed just because they're smart about their money.

[tony]

Not that unlikely. Physicians assistants in anesthesiology come out of school making 130K+ with 6-8 weeks paid vacation. 4 years of school plus the 2 year PA program and you're done. Oh and half a decade in school is pretty common nowadays.

A 4 year degree is standard which is what I was referring to. My point was banking on a $100k a year salary off of a 4 year degree is unlikely. I did not say there are not exceptions but for the most part.. not going to happen.

I didn't think I would have to break it down in laman terms but I did not say a degree is required to make $100k/yr. I know of a ton of entrepreneurs who never went to college who became multi millionaires. Again, my point is a 4 year degree is not a guaranteed ticket to a $100k+ salary.

[Reaper]

100k a year outta college isn't impossible, it's just highly unlikely. I'm not finishing college because it's simply not for me. Right now I'm averaging $60k a year give/take(good months/bad months) but how I see it, if you don't think greatly, you'll never achieve anything great. My goal is to make $100k a year by the time I am 25. So I've gotta average $10k extra yearly until then..it's lofty but it's a goal non the less.

There is nothing wrong with making 30k or less, just do what makes you happy. I'm a work-a-holic at the age of 21...it's what actually makes me happy.

[Reaper]

A 4 year degree is standard which is what I was referring to. My point was banking on a $100k a year salary off of a 4 year degree is unlikely. I did not say there are not exceptions but for the most part.. not going to happen.

I didn't think I would have to break it down in laman terms but I did not say a degree is required to make $100k/yr. I know of a ton of entrepreneurs who never went to college who became multi millionaires. Again, my point is a 4 year degree is not a guaranteed ticket to a $100k+ salary.

Couldn't have said it better:goodjob:

My parents are living proof, niether went to college and they do great financially. And it definitely wasn't easy for them, but I honestly think in today's world without a degree it's harder to get ahead than it used to be. People look at you differently or judge you when you don't have a degree. But my attitude is, I'm doing what makes me happy..end of story, hopefully one day I'll be a millionaire, but for now paying the bills is less stressful than school

[R3RUN]

actually there is no point to rushing to pay off school loans... if you have 100k in school loans you are looking at an approx 600 payment depending on the interest rates you got. if you die they don't transfer... take 30 years to pay them off b/c rushing to pay them off isn't going to gain you anything. you could die tomorrow and knowing you passed on enjoying life to be a jew would suck :goodjob:
I just hate knowing that I owe someone money, one of the worst feelings in the world for me.

Tony- Most people don't finish a 4 year program in 4 years anymore. Thats why states like Florida require 9 summer credit hours to graduate.

[4dmin]

Kind of unnecessary don't you think? I don't get why a person has to be ridiculed just because they're smart about their money.

it all goes on what you think "smart about their money" means... personally rushing to pay off loans of that amount is kinda crazy. unless you happen to have a extra 100k lying around.

[4dmin]

I just hate knowing that I owe someone money, one of the worst feelings in the world for me.

Tony- Most people don't finish a 4 year program in 4 years anymore. Thats why states like Florida require 9 summer credit hours to graduate.

no i agree w/ that but school loans like this are different.

[ironchef]

it all goes on what you think "smart about their money" means... personally rushing to pay off loans of that amount is kinda crazy. unless you happen to have a extra 100k lying around.Why not try to pay it off asap if you can afford to within reason? Whats the point of letting it sit around and keep incurring extra interest. Yea you could die tomorrow, and it wouldn't have mattered. Or you could die in 60 years and still be paying for that loan not being able to have a comfortable retirement.

[4dmin]

Why not try to pay it off asap if you can afford to within reason? Whats the point of letting it sit around and keep incurring extra interest. Yea you could die tomorrow, and it wouldn't have mattered. Or you could die in 60 years and still be paying for that loan not being able to have a comfortable retirement.

there are a couple of good reasons...

1) you could die and the entire time you passed on enjoying life you had to settle b/c of loans

2) due to the low interest rates on such loans you can pay them off easily in 30 years much like having a 2nd mortgage and these loans will be basically nothing more then a new BMW payment

3) if you put in 8+ years for school you need to be thinking about retirement b/c your getting started working around 30 years of age; anything that can be saved should, putting any extra money towards your 401k, ira, home, etc are way better investments then rushing off to pay off high school loans w/ low interest. even if you make 100+k a year you aren't going to pay off high loans like that in a short period of time; just isn't going to happen.

i would agree that if you have the money such as family member gave it to you, home equity, etc. that would be reason to pay it off. if you make 100k a year you are roughly bringing home $5500(base of 8k a month). it will still take a long time to pay off 100+k in school loans.

[tony]

I just hate knowing that I owe someone money, one of the worst feelings in the world for me.

Tony- Most people don't finish a 4 year program in 4 years anymore. Thats why states like Florida require 9 summer credit hours to graduate.

Yeah I'm on like.. my 6th year and still got two to go.

[BB6dohcvtec]

thinking semi-realistically i think 80k would be perfect for me to live comfortable. oh yea and on degrees it took me 4 years to get my associate degree in emergency management and it will take another year and a half to get my bachelors in it.

[1000cckiller]

A 4 year degree is standard which is what I was referring to. My point was banking on a $100k a year salary off of a 4 year degree is unlikely. I did not say there are not exceptions but for the most part.. not going to happen.

I didn't think I would have to break it down in laman terms but I did not say a degree is required to make $100k/yr. I know of a ton of entrepreneurs who never went to college who became multi millionaires. Again, my point is a 4 year degree is not a guaranteed ticket to a $100k+ salary.like me.lol

[Kevykev]

like me.lol

So....basically you're a millionaire?


Stop by my house for a minute :ninja:

[xXsilviaXx]

voted on the wrong one. i thought the poll was how much you would like to make. right now i just started makin 1k a week after tax. so i probably make a little over 60k a year now. and im damn comfortable. still living at home with no billsfor the moment but i am looking to get my own house within the next month, but for me to be completly comfortable i would need about 80k a year.

[Frög]

college student, so im in the 20-30k range..

[xXsilviaXx]

college student, so im in the 20-30k range..

anbd drive a porsche? daddys money or does every bit of your money go to your car? even if thats so how the hell you get enough credit to get that thing?

[Frög]

anbd drive a porsche? daddys money or does every bit of your money go to your car? even if thats so how the hell you get enough credit to get that thing?

i have a good credit, but not as good as my dad's.. the car is under his name so insurance is cheaper.. ya, alot of my money goes to my car.. ive been saving since i was young, so i pretty much paid half upfront..

[BobbyFresco]

anbd drive a porsche? daddys money or does every bit of your money go to your car? even if thats so how the hell you get enough credit to get that thing?


Why is it any of your business anyway?
How he got it and who pays for it is none of your business...:goodjob:

[ZeDFuNk]

the money i make now is more than enough to support MYSELF and splurge a little. i'd need to make at least double that to be happy and have a family.

[Ruiner]

I can't stop laughing at this....16 people on this site make over 100k. Yeah, okay...hahahhaha. No college degree...****, some of you have no high school degree. Oh man, this is good...

[man]

I can't stop laughing at this....16 people on this site make over 100k. Yeah, okay...hahahhaha. No college degree...****, some of you have no high school degree. Oh man, this is good...

And apparently one person who can't read...

[Ruiner]

And apparently one person who can't read...

Huh? Explain...

The poll says, "How much do YOU actually make?"

There are 17 people that voted "over 100k". I dunno how much more clear it can be. :???: The poll disagrees with the original question, but that is beside the point. The poll question is the poll question...

[redpanda]

65+k would do it for me.

[JITB]

i believe the point of the poll was to ask how much would u want to survive.... maybe tony goofed on the poll question..

[Ruiner]

i believe the point of the poll was to ask how much would u want to survive.... maybe tony goofed on the poll question..

I dunno, it seems pretty defined.

"How much do you actually make?" is rather specific, don't you think?

[.:EuRo FLYbOy:.]

I dunno, it seems pretty defined.

"How much do you actually make?" is rather specific, don't you think?

Yeah but read his first post. I think he just messed up on the poll question.


Do you think it would take for you to live the lifestyle you want? This is semi realistic now.. something you really believe you can obtain in your life time.

[soul]

80-90k would be sufficient in paying for everything, including once the kiddies **** up

[Frög]

oh.. wtf, in that case, i will be needing to make 200k/ yr..

i just got a promotion :bump:

[ironchef]

Yeah but read his first post. I think he just messed up on the poll question.He didn't do the poll question I don't think, that was later added by admin.

[95alty]

I need at LEAST 100k... from my projections... by age 30 ill be making that if they give me some combat time .... if not.... 70k by 30.... I need about 3 tours of action to get that 100k boy and i cant wait!!

[soul]

I need at LEAST 100k... from my projections... by age 30 ill be making that if they give me some combat time .... if not.... 70k by 30.... I need about 3 tours of action to get that 100k boy and i cant wait!!
Whats you MoS may i ask?

[4dmin]

lol nice find - this needs to be pulled up and revisited year after year to see who was FULL OF SH!T

[AirMax95]

lol nice find - this needs to be pulled up and revisited year after year to see who was FULL OF SH!T

Ha Ha, internet ballers, lol.

They way things are going, I will hit the 80-100k mark by the time I am 30 (says prayers, lol).

[Kevykev]

Yeah man, my plans went as expected.

I got maaad monies now!

"Loan me fye dollaz" though Paul, you know i got you next week!

[Friggintitsman]

I get paid in Cambodian breast milk and children's souls.

[Friggintitsman]

Why would someone want to know this is my question?

You looking for a sugar daddy?

[Jason..]

One million dollars!!!!!!!!

[Tiff-O-Bitties]

I actually make $36k and some change, but I'd like to shoot for about $80k or more...

[eViLMunkey]

What I make is definately enough, but w/ the area I live in I actually need to make over $100K to live comfortably. . But my current salary uber increase since earlier this year I was only grossing $25k/year to a huge jump since I'm taking over my dad's business (that's why I work in an art gallery:goodjob: ) has helped with me straightening out my credit issues. But everyone always wants to make more :ninja:

[Friggintitsman]

This year I won't make ****, but next I'm shooting to clear 80k.

[AirMax95]

^^^What do you do, if you don't mind me asking?

[Friggintitsman]

^^^What do you do, if you don't mind me asking?

I'm still in college until December, but next year I'm going back into the military as and officer. I will be clreaing 50k/yr just from that. I am also going to use my degree to shoot for anywhere from 10-30k in freelance work.

troo story