Home owners insurance question

[gijoe0720]

Last night someone stole my four wheeler from under the car port and i was wandering if home owners would cover that.

[BiH1320]

Call your insurance and check.

[gijoe0720]

Well the guy who is over the insurance we got goes to church with my mom and she is goin to ask him tomorrow. If it does I will be kinda happy cause I have been wantin to get rid of it but I know I couldn't get what I owe on it. I was goin to go ride tonight to. This sucks.

[BiH1320]

Sorry to hear that.

[gijoe0720]

I woke up this morning at 7:30 and had to go get my cousin from someone house and didn't even notice it gone. Second time it has been stolen. First time they brought it back. I still owe around 7,000 on it.

[gijoe0720]

I found out who did it the first time and found out just now that there was a call about a four wheeler up in the woods behind that guys house last night. Said it was a loud four wheeler and that guy doesn't own one. It was probably mine.

[Leadfoot_mf]

go bust some ass. but no your homeowners wont cover it because it is not secure. needs to be in a garage.

[Julio]

no it wont and if it did cover it.. I wouldnt even claim it. I would just do a police report and if this is the 2nd time and it got stolen, hopefully now you know where not to leave it.

[gijoe0720]

Well me and some friends decided to take the law into our own hands and went lookin for it. We went to where the guy lives that stole it last time and didn't see anything so we just stayed in the area and then we heard it and finally I saw it and ran him off the road and chased him into his driveway. Once we had him cornered, I called the law and he tried to run one more time once they got there but didn't make it far cause he flipped. He got up and ran and they never found him but I know who it is and where he lives so he will be gettin his soon.

[civic95]

FYI! Don't bury him anywhere near by.

[quickdodge®]

if it did cover it.. I wouldnt even claim it.

I was telling him the same thing on AIM. Things probably not worth enough to take a chance on having your insurance go up on you. Later, QD.

[Sack Attack]

What kinda 4 wheeler is it? Not that it matters, I'm just wondering

[keevo54]

Typically, home owners insurance will cover a quad, but in my experience they will never cover a dirt-bike.

[gijoe0720]

What kinda 4 wheeler is it? Not that it matters, I'm just wondering


06 Raptor 700R

[Sack Attack]

how much ya want for it? i dont need no paperwork

[brads94accord]

why are you keeping that nice of a 4 wheeler in a car port? especially if it has been stolen before. chain it to a tree or something solid. with a big ass chain. or take the battery or something out of it so it wont run.