I LOST MY JOB AND NEED HELP

[myyellowspec]

Alright heres the deal. I bought a car that I got raped in the ass on and now i'm really up-side-down on it. Now I can't afford it, seeing as how i lost my job and all. All I need is some advice on how to get rid of this car. I really want to stay away from chapter 13 or any of that. Any advice is MUCH appruciated(sp)

["B"]

Voluntary repo.

[Redneckshenanigans]

ebay, newpaper ads, iwanta post add in all of them. voluntary repo still show up on ur credit, so jus sell as soon as possible

[civic95]

put it on craigslist (free). or autotrader (costs money).

[Echonova]

Sell it and take the loss now. It's better to owe $3000 on a car than vol. repo, they auction it off and then you owe $8000-$9000 on a car you no longer have. Talk to your bank or credit union explain the situation and if your in good enough standing they should work with you to take out a personal loan to cover the difference.

[quickdodge®]

Voluntary repo.

Not any better than a regular repo. In November I bought my GA and about a week later found out that I was going to be given a brand new car so I wanted to try and take it back and get out of the deal. They said I could just bring the car up there, but it would still be considered a repo and you would still owe the difference from the sale at auction. Later, QD.

[Extrememustang]

What kind of car, and monthly payments?

[iloveboost]

I'll buy it from you for 60% of KBB.

[myyellowspec]

The car is an 06 civic SI nd I am wayyyyy up-side-down cause of a performance package that raised the price of the car like 8 grand.

[Extrememustang]

I almost got a SI, cause my wife worked at honda but got a 35k ridgeline for 26k instead. So what are your monthly payments?

[myyellowspec]

my payments are 636 a month

[BlueHatch]

The car is an 06 civic SI nd I am wayyyyy up-side-down cause of a performance package that raised the price of the car like 8 grand.
im just curious of what an 8000 dollar performance upgrade gets ya from the honda dealership

[Extrememustang]

well a decal is like $100, so go from that

[myyellowspec]

well a decal is like $100, so go from that

Very True.

[Julio]

my payments are 636 a month



For how long did you take out this loan ? please say 36 month .. But I highly doubt that.

[SleeperWRX]

bankrupcy

[Extrememustang]

My wife worked for hond aacc. and she said the body kit was 1500 and the hfp package was several thousand so yea man I know all of what you got. Which honda place you get it at?

[myyellowspec]

My wife worked for hond aacc. and she said the body kit was 1500 and the hfp package was several thousand so yea man I know all of what you got. Which honda place you get it at?

Mall Of GA

[civicturbo10]

try prosper.com may be able to get loan to payoff the loan and the rest over 3 years

[jfman]

How about you go find another job and keep making your payments. Seems like the manly thing to do...

Seems to me like you are upside down by 9 grand. Filing bankruptcy for nine grand is a really dumb thing to do.

[Capt._Ron]

This is going to sound stupid coming from someone as young as me but a easy job to obtain where you can make a fair amount of quick money is waiting tables. If you can get a day job and then pick up some nights at a resturaunt you could easily pull down an extra $200 a week working only 2 nights.

[ironchef]

im just curious of what an 8000 dollar performance upgrade gets ya from the honda dealershipThe HFP package for a civic SI is no where near $8k, that would be fucking ridiculous, you got the shaft son.

[superfox1]

Sell it and take the loss now. It's better to owe $3000 on a car than vol. repo, they auction it off and then you owe $8000-$9000 on a car you no longer have. Talk to your bank or credit union explain the situation and if your in good enough standing they should work with you to take out a personal loan to cover the difference.

I agree 100%. I just sold a Jeep and took a $1,000 loss on it. I will happily pay that off. My credit stays good. good luck!

[on 3]

^^^^^ GET A JOB BUM

[Eurostunna07]

Alright heres the deal. I bought a car that I got raped in the ass on and now i'm really up-side-down on it. Now I can't afford it, seeing as how i lost my job and all. All I need is some advice on how to get rid of this car. I really want to stay away from chapter 13 or any of that. Any advice is MUCH appruciated(sp)

if you dont pay and they give u warnings for 3 months then they come take it..

thats all.

[gobraves00]

refinance it with another lender for like 6 year, it would lower your payments, but you would end up paying twice whats it worth.try lending tree.com and choose refinance option, they will either call you or email you their quote.dont do bankruptcy or repo, you will never get out of that hole.

[myyellowspec]

refinance it with another lender for like 6 year, it would lower your payments, but you would end up paying twice whats it worth.try lending tree.com and choose refinance option, they will either call you or email you their quote.dont do bankruptcy or repo, you will never get out of that hole.

I am going to try that right now. Thanks.